Skip to content
Skip to content
TopHapOpen in map
Mobile HomeResidential

455 SPENCE RD

RUTLEDGE, TN 37861
2
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$98,000
COMMUNITY NATIONAL BANK · 6.75% 1 · recorded Oct 18, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.119 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.8.99
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Grainger High SchoolD
High · Grades 9–12 · 2.0 mi
E
Rutledge Primary School
Elementary · Grades PK–1 · 5.0 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 6.5 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

455 Spence Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Grainger County
  • Has a bigger lot than 76% of homes in Rutledge 37861
  • Newer than 65% of homes in Grainger County

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Living area1,539 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 66% of homes nearby

Lot size8.99 ac
SmallerTypical 1.6 acBigger

Bigger than 76% of homes nearby

Year built1998
OlderTypical 1992Newer

Newer than 62% of homes nearby

How 455 Spence Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Living areabigger than1,539 ft²66% of homes69% of homes
Lot sizebigger than8.99 ac76% of homes69% of homes
Year builtnewer than199862% of homes65% of homes

About 455 Spence Rd

When did 455 Spence Rd, Rutledge, TN last sell?

455 Spence Rd, Rutledge, TN last sold on Apr 20, 2011, according to the county's recorded deed.

How big is 455 Spence Rd, Rutledge, TN?

455 Spence Rd, Rutledge, TN has 2 bathrooms, 1,539 square feet of living space and a 8.99-acre lot.

When was 455 Spence Rd, Rutledge, TN built?

455 Spence Rd, Rutledge, TN was built in 1998, making it 28 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 455 Spence Rd, Rutledge, TN?

455 Spence Rd, Rutledge, TN is assigned to Grainger High School (high), rated D; Rutledge Primary School (elementary); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 455 Spence Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is bigger than 66% of them (1,539 ft² against a typical 1,302 ft²), its lot is bigger than 76% of them (8.99 ac against a typical 1.6 ac) and it is newer than 62% of them (1998 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 455 Spence Rd, Rutledge, TN?

The 2025 property tax bill for 455 Spence Rd, Rutledge, TN was $821. The county assessed it at $34,950.

More homes on Spence Rd

Closest homes

More homes in Rutledge 37861

Assigned schools

Explore the area

See this home in context

Open 455 Spence Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map