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Single Family ResidentialResidential
$970,246$3,453 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

46 RIVER RANCH RD

GARDEN VALLEY, ID 83622
3
Beds
2
Baths
281 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$970K
$919K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$395,246
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$316,197
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
US BANK NA · recorded Feb 2, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
GUARANTEED RATE INC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,490 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$828,140 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$360,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$468,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$651,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$828,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBoise
Lot (acres)The size of the land the home sits on, from county records.5.24
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,285 ft²Outdoor kitchen

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garden Valley SchoolC-
Elementary · Grades PK–12 · 6.2 mi

District: Garden Valley School District 71

Neighborhood · ZIP 83622These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,203
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Boise County
  • Costs more per square foot than 95% of homes in Boise County
  • Smaller than 79% of homes in Garden Valley 83622
  • Has a bigger lot than 90% of homes in Garden Valley 83622

What homes are worth in Garden Valley 83622

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$1.4M

This home is worth more than 91% of homes in Garden Valley 83622.

How it measures up in Garden Valley 83622

The dot is this home. The mark in the middle is the typical home in Garden Valley 83622.

Estimated value$970,246
CheaperTypical $483,975Pricier

Pricier than 91% of homes nearby

Price per ft²$3453
CheaperTypical $549Pricier

Pricier than 93% of homes nearby

Living area281 ft²
SmallerTypical 787 ft²Bigger

Bigger than 21% of homes nearby

Lot size5.24 ac
SmallerTypical 1.04 acBigger

Bigger than 90% of homes nearby

Year built1994
OlderTypical 1994Newer

Newer than 52% of homes nearby

How 46 River Ranch Rd ranks against every home in each area.
MeasureThis homeGarden Valley 83622Boise County
Estimated valuepricier than$970,24691% of homes93% of homes
Price per ft²pricier than$345393% of homes95% of homes
Living areabigger than281 ft²21% of homes22% of homes
Lot sizebigger than5.24 ac90% of homes84% of homes
Year builtnewer than199452% of homes51% of homes

About 46 River Ranch Rd

How much is 46 River Ranch Rd, Garden Valley, ID worth?

The TopHap Estimate for 46 River Ranch Rd, Garden Valley, ID is $970,246 as of Jul 14, 2026. The likely range is $918,530 to $1,021,962. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 46 River Ranch Rd, Garden Valley, ID?

46 River Ranch Rd, Garden Valley, ID has 3 bedrooms, 2 bathrooms, 281 square feet of living space and a 5.24-acre lot.

When was 46 River Ranch Rd, Garden Valley, ID built?

46 River Ranch Rd, Garden Valley, ID was built in 1994, making it 32 years old.

What schools serve 46 River Ranch Rd, Garden Valley, ID?

46 River Ranch Rd, Garden Valley, ID is assigned to Garden Valley School (elementary), rated C-. All sit in Garden Valley School District 71. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 River Ranch Rd, Garden Valley, ID compare to other homes in Garden Valley 83622?

Among the 2,271 homes in Garden Valley 83622, it is worth more than 91% of them ($970,246 against a typical $483,975), its price per square foot is higher than 93% of them ($3453 against a typical $549), it is bigger than 21% of them (281 ft² against a typical 787 ft²), its lot is bigger than 90% of them (5.24 ac against a typical 1.04 ac) and it is newer than 52% of them (1994 against a typical 1994). Measured against all of Boise County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 River Ranch Rd, Garden Valley, ID?

The 2024 property tax bill for 46 River Ranch Rd, Garden Valley, ID was $2,490. The county assessed it at $828,140.

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