Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$710,885$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $691,000 on Dec 4, 2025

461 RICHARDS LN

WHITWELL, TN 37397
2
Baths
2,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$711K
$671K low$751K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$691,000 · Dec 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$650,000
RAYMOND JAMES BANK NA · 5.25% 1 · recorded Feb 6, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,975 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.10.97
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 185 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitwell Elementary SchoolC+
Elementary · Grades PK–4 · 2.6 mi
H
Whitwell High SchoolB-
High · Grades 9–12 · 2.6 mi
M
Whitwell Middle SchoolB+
Middle · Grades 5–8 · 2.7 mi

District: Marion County School District

Neighborhood · ZIP 37397These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,736
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,359
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

461 Richards Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Whitwell 37397
  • Costs more per square foot than 95% of homes in Whitwell 37397
  • Bigger than 92% of homes in Whitwell 37397
  • Has a bigger lot than 92% of homes in Marion County
  • Older than 71% of homes in Whitwell 37397

What homes are worth in Whitwell 37397

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$721K

This home is worth more than 98% of homes in Whitwell 37397.

How it measures up in Whitwell 37397

The dot is this home. The mark in the middle is the typical home in Whitwell 37397.

Estimated value$710,885
CheaperTypical $211,729Pricier

Pricier than 98% of homes nearby

Price per ft²$301
CheaperTypical $155Pricier

Pricier than 95% of homes nearby

Living area2,360 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 92% of homes nearby

Lot size10.97 ac
SmallerTypical 1.3 acBigger

Bigger than 88% of homes nearby

Year built1973
OlderTypical 1987Newer

Newer than 29% of homes nearby

How 461 Richards Ln ranks against every home in each area.
MeasureThis homeWhitwell 37397Marion County
Estimated valuepricier than$710,88598% of homes92% of homes
Price per ft²pricier than$30195% of homes88% of homes
Living areabigger than2,360 ft²92% of homes88% of homes
Lot sizebigger than10.97 ac88% of homes92% of homes
Year builtnewer than197329% of homes30% of homes

About 461 Richards Ln

How much is 461 Richards Ln, Whitwell, TN worth?

The TopHap Estimate for 461 Richards Ln, Whitwell, TN is $710,885 as of Jul 14, 2026. The likely range is $671,079 to $750,691. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 461 Richards Ln, Whitwell, TN last sell?

461 Richards Ln, Whitwell, TN last sold on Dec 4, 2025 for $691,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 461 Richards Ln, Whitwell, TN?

461 Richards Ln, Whitwell, TN has 2 bathrooms, 2,360 square feet of living space and a 10.97-acre lot.

When was 461 Richards Ln, Whitwell, TN built?

461 Richards Ln, Whitwell, TN was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 461 Richards Ln, Whitwell, TN?

461 Richards Ln, Whitwell, TN is assigned to Whitwell Elementary School (elementary), rated C+; Whitwell High School (high), rated B-; Whitwell Middle School (middle), rated B+. All sit in Marion County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 461 Richards Ln, Whitwell, TN compare to other homes in Whitwell 37397?

Among the 4,460 homes in Whitwell 37397, it is worth more than 98% of them ($710,885 against a typical $211,729), its price per square foot is higher than 95% of them ($301 against a typical $155), it is bigger than 92% of them (2,360 ft² against a typical 1,312 ft²), its lot is bigger than 88% of them (10.97 ac against a typical 1.3 ac) and it is newer than 29% of them (1973 against a typical 1987). Measured against all of Marion County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Richards Ln

Closest homes

More homes in Whitwell 37397

Assigned schools

Explore the area

See this home in context

Open 461 Richards Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map