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Single Family ResidenceResidential
$845,930$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,500 on Mar 25, 1999

4645 MOUNTAINGATE DR

ROCKLIN, CA 95765
6
Beds
3
Baths
2,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$846K
$779K low$913K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,500 · Mar 25, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$625,930
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$500,744
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
BANK OF AMERICA · recorded Dec 27, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$379,596 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$151,896
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$227,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$372,154

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Granite Oaks Middle SchoolB
Middle · Grades 7–8 · 0.4 mi
E
Breen Elementary SchoolA-
Elementary · Grades KG–6 · 0.5 mi
H
Rocklin High SchoolA
High · Grades 9–12 · 0.9 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.18
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.45,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,194
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4645 Mountaingate Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Stanford Ranch
  • Costs less per square foot than 88% of homes in Stanford Ranch
  • Bigger than 81% of homes in Placer County
  • Has a smaller lot than 79% of homes in Placer County
  • Newer than 87% of homes in Stanford Ranch

What homes are worth in Rocklin 95765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$417K$1.5M

This home is worth more than 69% of homes in Rocklin 95765.

How it measures up in Rocklin 95765

The dot is this home. The mark in the middle is the typical home in Rocklin 95765.

Estimated value$845,930
CheaperTypical $728,268Pricier

Pricier than 69% of homes nearby

Price per ft²$302
CheaperTypical $327Pricier

Pricier than 27% of homes nearby

Living area2,802 ft²
SmallerTypical 2,281 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 35% of homes nearby

Year built1999
OlderTypical 2001Newer

Newer than 38% of homes nearby

How 4645 Mountaingate Dr ranks against every home in each area.
MeasureThis homeStanford RanchRocklin 95765Placer County
Estimated valuepricier than$845,93076% of homes69% of homes72% of homes
Price per ft²pricier than$30212% of homes27% of homes25% of homes
Living areabigger than2,802 ft²80% of homes72% of homes81% of homes
Lot sizebigger than0.15 ac38% of homes35% of homes21% of homes
Year builtnewer than199987% of homes38% of homes54% of homes

About 4645 Mountaingate Dr

How much is 4645 Mountaingate Dr, Rocklin, CA worth?

The TopHap Estimate for 4645 Mountaingate Dr, Rocklin, CA is $845,930 as of Jul 14, 2026. The likely range is $779,141 to $912,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4645 Mountaingate Dr, Rocklin, CA last sell?

4645 Mountaingate Dr, Rocklin, CA last sold on Mar 25, 1999 for $237,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4645 Mountaingate Dr, Rocklin, CA?

4645 Mountaingate Dr, Rocklin, CA has 6 bedrooms, 3 bathrooms, 2,802 square feet of living space and a 0.15-acre lot.

When was 4645 Mountaingate Dr, Rocklin, CA built?

4645 Mountaingate Dr, Rocklin, CA was built in 1999, making it 27 years old. It is a cape cod home.

What schools serve 4645 Mountaingate Dr, Rocklin, CA?

4645 Mountaingate Dr, Rocklin, CA is assigned to Granite Oaks Middle School (middle), rated B; Breen Elementary School (elementary), rated A-; Rocklin High School (high), rated A. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4645 Mountaingate Dr, Rocklin, CA compare to other homes in Rocklin 95765?

Among the 12,918 homes in Rocklin 95765, it is worth more than 69% of them ($845,930 against a typical $728,268), its price per square foot is higher than 27% of them ($302 against a typical $327), it is bigger than 72% of them (2,802 ft² against a typical 2,281 ft²), its lot is bigger than 35% of them (0.15 ac against a typical 0.18 ac) and it is newer than 38% of them (1999 against a typical 2001). Measured against all of Placer County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4645 Mountaingate Dr, Rocklin, CA?

The 2025 property tax bill for 4645 Mountaingate Dr, Rocklin, CA was $4,194. The county assessed it at $379,596.

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