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Single Family ResidenceResidential
$230,740$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4653 RUTLEDGE ST

GARY, IN 46408
3
Beds
2 / 1
Baths
2,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$231K
$189K low$273K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,740
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,592
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
CITIZENS FINANCIAL SVCS FSB · E · recorded Jan 25, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,705 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lake Ridge New Tech Middle SchoolC-
Middle · Grades 5–8 · 1.1 mi
E
Longfellow New Tech Elementary SchoolD-
Elementary · Grades KG–4 · 2.2 mi
H
Calumet New Tech High SchoolC-
High · Grades 9–12 · 2.4 mi

District: Lake Ridge Schools

Neighborhood · ZIP 46408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,120
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4653 Rutledge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Gary 46408
  • Costs less per square foot than 78% of homes in Lake County
  • Bigger than 89% of homes in Gary 46408
  • Has a bigger lot than 87% of homes in Lake County
  • Newer than 94% of homes in Gary 46408

What homes are worth in Gary 46408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$250K

This home is worth more than 96% of homes in Gary 46408.

How it measures up in Gary 46408

The dot is this home. The mark in the middle is the typical home in Gary 46408.

Estimated value$230,740
CheaperTypical $103,408Pricier

Pricier than 96% of homes nearby

Price per ft²$105
CheaperTypical $83Pricier

Pricier than 69% of homes nearby

Living area2,208 ft²
SmallerTypical 1,208 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.47 ac
SmallerTypical 0.14 acBigger

Bigger than 86% of homes nearby

Year built1964
OlderTypical 1948Newer

Newer than 94% of homes nearby

How 4653 Rutledge St ranks against every home in each area.
MeasureThis homeGary 46408Lake County
Estimated valuepricier than$230,74096% of homes45% of homes
Price per ft²pricier than$10569% of homes22% of homes
Living areabigger than2,208 ft²89% of homes75% of homes
Lot sizebigger than0.47 ac86% of homes87% of homes
Year builtnewer than196494% of homes52% of homes

About 4653 Rutledge St

How much is 4653 Rutledge St, Gary, IN worth?

The TopHap Estimate for 4653 Rutledge St, Gary, IN is $230,740 as of Jul 14, 2026. The likely range is $188,976 to $272,504. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4653 Rutledge St, Gary, IN?

4653 Rutledge St, Gary, IN has 3 bedrooms, 2 bathrooms, 2,208 square feet of living space and a 0.47-acre lot.

When was 4653 Rutledge St, Gary, IN built?

4653 Rutledge St, Gary, IN was built in 1964, making it 62 years old. The building has 2 stories.

What schools serve 4653 Rutledge St, Gary, IN?

4653 Rutledge St, Gary, IN is assigned to Lake Ridge New Tech Middle School (middle), rated C-; Longfellow New Tech Elementary School (elementary), rated D-; Calumet New Tech High School (high), rated C-. All sit in Lake Ridge Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4653 Rutledge St, Gary, IN compare to other homes in Gary 46408?

Among the 6,266 homes in Gary 46408, it is worth more than 96% of them ($230,740 against a typical $103,408), its price per square foot is higher than 69% of them ($105 against a typical $83), it is bigger than 89% of them (2,208 ft² against a typical 1,208 ft²), its lot is bigger than 86% of them (0.47 ac against a typical 0.14 ac) and it is newer than 94% of them (1964 against a typical 1948). Measured against all of Lake County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4653 Rutledge St, Gary, IN?

The 2024 property tax bill for 4653 Rutledge St, Gary, IN was $1,705. The county assessed it at $218,000.

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