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Single Family ResidenceResidential
$154,885$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on Apr 29, 2026

4654 SPENCE RD

CASS CITY, MI 48726
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$155K
$133K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Apr 29, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,192
LEGACY MORTGAGE · recorded Apr 29, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,483
LEGACY MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,018 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyTUSCOLA
Lot (acres)The size of the land the home sits on, from county records.0.52
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cass City Elementary SchoolA-
Elementary · Grades PK–6 · 1.8 mi
M
Cass City Jr and Sr High SchoolB+
Middle · Grades 7–12 · 1.9 mi

District: Cass City Public Schools

Neighborhood · ZIP 48726These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.6,472
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,983
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,592
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4654 Spence Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Cass City 48726
  • Smaller than 79% of homes in Cass City 48726
  • Has a smaller lot than 69% of homes in Tuscola County
  • Older than 84% of homes in Tuscola County

What homes are worth in Cass City 48726

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$333K

This home is worth more than 60% of homes in Cass City 48726.

How it measures up in Cass City 48726

The dot is this home. The mark in the middle is the typical home in Cass City 48726.

Estimated value$154,885
CheaperTypical $135,029Pricier

Pricier than 60% of homes nearby

Price per ft²$147
CheaperTypical $97Pricier

Pricier than 93% of homes nearby

Living area1,056 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.52 ac
SmallerTypical 1.06 acBigger

Bigger than 37% of homes nearby

Year built1920
OlderTypical 1965Newer

Newer than 23% of homes nearby

How 4654 Spence Rd ranks against every home in each area.
MeasureThis homeCass City 48726Tuscola County
Estimated valuepricier than$154,88560% of homes57% of homes
Price per ft²pricier than$14793% of homes80% of homes
Living areabigger than1,056 ft²21% of homes21% of homes
Lot sizebigger than0.52 ac37% of homes31% of homes
Year builtnewer than192023% of homes16% of homes

About 4654 Spence Rd

How much is 4654 Spence Rd, Cass City, MI worth?

The TopHap Estimate for 4654 Spence Rd, Cass City, MI is $154,885 as of Jul 14, 2026. The likely range is $133,384 to $176,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4654 Spence Rd, Cass City, MI last sell?

4654 Spence Rd, Cass City, MI last sold on Apr 29, 2026 for $155,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4654 Spence Rd, Cass City, MI?

4654 Spence Rd, Cass City, MI has 1 bathrooms, 1,056 square feet of living space and a 0.52-acre lot.

When was 4654 Spence Rd, Cass City, MI built?

4654 Spence Rd, Cass City, MI was built in 1920, making it 106 years old. It is a ranch home.

What schools serve 4654 Spence Rd, Cass City, MI?

4654 Spence Rd, Cass City, MI is assigned to Cass City Elementary School (elementary), rated A-; Cass City Jr and Sr High School (middle), rated B+. All sit in Cass City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4654 Spence Rd, Cass City, MI compare to other homes in Cass City 48726?

Among the 2,274 homes in Cass City 48726, it is worth more than 60% of them ($154,885 against a typical $135,029), its price per square foot is higher than 93% of them ($147 against a typical $97), it is bigger than 21% of them (1,056 ft² against a typical 1,368 ft²), its lot is bigger than 37% of them (0.52 ac against a typical 1.06 ac) and it is newer than 23% of them (1920 against a typical 1965). Measured against all of Tuscola County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4654 Spence Rd, Cass City, MI?

The 2025 property tax bill for 4654 Spence Rd, Cass City, MI was $1,018. The county assessed it at $55,000.

More homes on Spence Rd

Closest homes

More homes in Cass City 48726

Assigned schools

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