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Single Family ResidenceResidential
$293,061$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jul 7, 2021

4731 ROCKY RIVER RD

CHATTANOOGA, TN 37416
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Sep 10, 2026.

Valuation

$293K
$279K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jul 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,651
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,721
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,628
CALIBER HOME LOANS INC · recorded Jul 7, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,782
PENNYMAC LOAN SERVICES LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,154 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,150 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$304,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harrison Elementary SchoolD
Elementary · Grades PK–5 · 3.4 mi
M
Brown Middle SchoolC+
Middle · Grades 6–8 · 3.5 mi
H
Central High SchoolD+
High · Grades 9–12 · 3.7 mi

District: Hamilton County School District

Neighborhood · ZIP 37416These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,049 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,277
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,939
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4731 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Bonny Oaks / Highway 58
  • Costs less per square foot than 68% of homes in Hamilton County
  • Has a smaller lot than 69% of homes in Chattanooga 37416
  • Older than 91% of homes in Chattanooga 37416

What homes are worth in Chattanooga 37416

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.1M

This home is worth more than 52% of homes in Chattanooga 37416.

How it measures up in Chattanooga 37416

The dot is this home. The mark in the middle is the typical home in Chattanooga 37416.

Estimated value$293,061
CheaperTypical $287,147Pricier

Pricier than 52% of homes nearby

Price per ft²$178
CheaperTypical $176Pricier

Pricier than 52% of homes nearby

Living area1,648 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.3 ac
SmallerTypical 0.38 acBigger

Bigger than 31% of homes nearby

Year built1958
OlderTypical 1969Newer

Newer than 9% of homes nearby

How 4731 Rocky River Rd ranks against every home in each area.
MeasureThis homeBonny Oaks / Highway 58Chattanooga 37416Hamilton County
Estimated valuepricier than$293,06174% of homes52% of homes34% of homes
Price per ft²pricier than$17855% of homes52% of homes32% of homes
Living areabigger than1,648 ft²64% of homes46% of homes46% of homes
Lot sizebigger than0.3 ac45% of homes31% of homes36% of homes
Year builtnewer than195811% of homes9% of homes26% of homes

About 4731 Rocky River Rd

How much is 4731 Rocky River Rd, Chattanooga, TN worth?

The TopHap Estimate for 4731 Rocky River Rd, Chattanooga, TN is $293,061 as of Jul 14, 2026. The likely range is $279,205 to $306,917. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4731 Rocky River Rd, Chattanooga, TN last sell?

4731 Rocky River Rd, Chattanooga, TN last sold on Jul 7, 2021 for $140,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 4731 Rocky River Rd, Chattanooga, TN?

4731 Rocky River Rd, Chattanooga, TN has 2 bathrooms, 1,648 square feet of living space and a 0.30-acre lot.

When was 4731 Rocky River Rd, Chattanooga, TN built?

4731 Rocky River Rd, Chattanooga, TN was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 4731 Rocky River Rd, Chattanooga, TN?

4731 Rocky River Rd, Chattanooga, TN is assigned to Harrison Elementary School (elementary), rated D; Brown Middle School (middle), rated C+; Central High School (high), rated D+. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4731 Rocky River Rd, Chattanooga, TN compare to other homes in Chattanooga 37416?

Among the 5,762 homes in Chattanooga 37416, it is worth more than 52% of them ($293,061 against a typical $287,147), its price per square foot is higher than 52% of them ($178 against a typical $176), it is bigger than 46% of them (1,648 ft² against a typical 1,700 ft²), its lot is bigger than 31% of them (0.3 ac against a typical 0.38 ac) and it is newer than 9% of them (1958 against a typical 1969). Measured against all of Hamilton County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4731 Rocky River Rd, Chattanooga, TN?

The 2025 property tax bill for 4731 Rocky River Rd, Chattanooga, TN was $1,154. The county assessed it at $76,150.

More homes on Rocky River Rd

Closest homes

More homes in Chattanooga 37416

Assigned schools

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