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Single Family ResidenceResidential
$89,432$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4789 STATE ROUTE 81 S

RUMSEY, KY 42371
3
Beds
1
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$89K
$72K low$107K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,432
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,546

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$831 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marie Gatton Phillips Elementary SchoolC
Elementary · Grades PK–5 · 4.7 mi
H
McLean County High SchoolC
High · Grades 9–12 · 4.9 mi
M
McLean County Middle SchoolB+
Middle · Grades 6–8 · 4.9 mi

District: McLean County School District

Neighborhood · ZIP 42371These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,073
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,189
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4789 State Route 81 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in McLean County
  • Costs less per square foot than 65% of homes in Rumsey 42371
  • Smaller than 83% of homes in McLean County
  • Has a smaller lot than 87% of homes in Rumsey 42371
  • Older than 83% of homes in McLean County

What homes are worth in Rumsey 42371

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$354K

This home is worth more than 34% of homes in Rumsey 42371.

How it measures up in Rumsey 42371

The dot is this home. The mark in the middle is the typical home in Rumsey 42371.

Estimated value$89,432
CheaperTypical $129,998Pricier

Pricier than 34% of homes nearby

Price per ft²$155
CheaperTypical $199Pricier

Pricier than 35% of homes nearby

Living area576 ft²
SmallerTypical 780 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.51 ac
SmallerTypical 2.19 acBigger

Bigger than 13% of homes nearby

Year built1962
OlderTypical 1980Newer

Newer than 26% of homes nearby

How 4789 State Route 81 S ranks against every home in each area.
MeasureThis homeRumsey 42371McLean County
Estimated valuepricier than$89,43234% of homes25% of homes
Price per ft²pricier than$15535% of homes62% of homes
Living areabigger than576 ft²33% of homes17% of homes
Lot sizebigger than0.51 ac13% of homes19% of homes
Year builtnewer than196226% of homes17% of homes

About 4789 State Route 81 S

How much is 4789 State Route 81 S, Rumsey, KY worth?

The TopHap Estimate for 4789 State Route 81 S, Rumsey, KY is $89,432 as of Jul 14, 2026. The likely range is $72,146 to $106,718. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4789 State Route 81 S, Rumsey, KY?

4789 State Route 81 S, Rumsey, KY has 3 bedrooms, 1 bathrooms, 576 square feet of living space and a 0.51-acre lot.

When was 4789 State Route 81 S, Rumsey, KY built?

4789 State Route 81 S, Rumsey, KY was built in 1962, making it 64 years old.

What schools serve 4789 State Route 81 S, Rumsey, KY?

4789 State Route 81 S, Rumsey, KY is assigned to Marie Gatton Phillips Elementary School (elementary), rated C; McLean County High School (high), rated C; McLean County Middle School (middle), rated B+. All sit in McLean County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4789 State Route 81 S, Rumsey, KY compare to other homes in Rumsey 42371?

Among the 330 homes in Rumsey 42371, it is worth more than 34% of them ($89,432 against a typical $129,998), its price per square foot is higher than 35% of them ($155 against a typical $199), it is bigger than 33% of them (576 ft² against a typical 780 ft²), its lot is bigger than 13% of them (0.51 ac against a typical 2.19 ac) and it is newer than 26% of them (1962 against a typical 1980). Measured against all of McLean County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4789 State Route 81 S, Rumsey, KY?

The 2025 property tax bill for 4789 State Route 81 S, Rumsey, KY was $831. The county assessed it at $75,000.

More homes on State Route 81 S

Closest homes

More homes in Rumsey 42371

Assigned schools

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