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Single Family ResidenceResidential
$540,532$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

487 RICHARDS CT E

MONMOUTH, OR 97361
3
Beds
2
Baths
2,063 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$541K
$497K low$584K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$286,032
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$228,826
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$154,500
AMERICAN GOLD MORTGAGE · recorded Dec 3, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,921 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,040 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$498,090

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Sprinklers

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monmouth Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
H
Central High SchoolC
High · Grades 9–12 · 0.8 mi
M
Talmadge Middle SchoolC
Middle · Grades 6–8 · 0.9 mi

District: Central School District 13j

Neighborhood · ZIP 97361These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.176

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,541
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,498
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

487 Richards Ct E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Monmouth 97361
  • Costs less per square foot than 68% of homes in Monmouth 97361
  • Bigger than 73% of homes in Monmouth 97361
  • Newer than 65% of homes in Monmouth 97361

What homes are worth in Monmouth 97361

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$806K

This home is worth more than 75% of homes in Monmouth 97361.

How it measures up in Monmouth 97361

The dot is this home. The mark in the middle is the typical home in Monmouth 97361.

Estimated value$540,532
CheaperTypical $462,835Pricier

Pricier than 75% of homes nearby

Price per ft²$262
CheaperTypical $283Pricier

Pricier than 32% of homes nearby

Living area2,063 ft²
SmallerTypical 1,649 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.21 ac
SmallerTypical 0.19 acBigger

Bigger than 61% of homes nearby

Year built1997
OlderTypical 1990Newer

Newer than 65% of homes nearby

How 487 Richards Ct E ranks against every home in each area.
MeasureThis homeMonmouth 97361Polk County
Estimated valuepricier than$540,53275% of homes73% of homes
Price per ft²pricier than$26232% of homes44% of homes
Living areabigger than2,063 ft²73% of homes69% of homes
Lot sizebigger than0.21 ac61% of homes57% of homes
Year builtnewer than199765% of homes61% of homes

About 487 Richards Ct E

How much is 487 Richards Ct E, Monmouth, OR worth?

The TopHap Estimate for 487 Richards Ct E, Monmouth, OR is $540,532 as of Jul 14, 2026. The likely range is $496,726 to $584,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 487 Richards Ct E, Monmouth, OR last sell?

487 Richards Ct E, Monmouth, OR last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 487 Richards Ct E, Monmouth, OR?

487 Richards Ct E, Monmouth, OR has 3 bedrooms, 2 bathrooms, 2,063 square feet of living space and a 0.21-acre lot.

When was 487 Richards Ct E, Monmouth, OR built?

487 Richards Ct E, Monmouth, OR was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 487 Richards Ct E, Monmouth, OR?

487 Richards Ct E, Monmouth, OR is assigned to Monmouth Elementary School (elementary), rated C-; Central High School (high), rated C; Talmadge Middle School (middle), rated C. All sit in Central School District 13j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 487 Richards Ct E, Monmouth, OR compare to other homes in Monmouth 97361?

Among the 3,147 homes in Monmouth 97361, it is worth more than 75% of them ($540,532 against a typical $462,835), its price per square foot is higher than 32% of them ($262 against a typical $283), it is bigger than 73% of them (2,063 ft² against a typical 1,649 ft²), its lot is bigger than 61% of them (0.21 ac against a typical 0.19 ac) and it is newer than 65% of them (1997 against a typical 1990). Measured against all of Polk County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 487 Richards Ct E, Monmouth, OR?

The 2025 property tax bill for 487 Richards Ct E, Monmouth, OR was $4,921. The county assessed it at $296,040.

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