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Single Family ResidenceResidential
$2,449,976$811 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,205,000 on Nov 19, 2021

4889 RIDING RIDGE RD

SAN DIEGO, CA 92130
5
Beds
3
Baths
3,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.4M
$2.3M low$2.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,205,000 · Nov 19, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$906,476
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$725,181
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$793,500
FIRST REPUBLIC BANK · recorded Nov 19, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
FIRST REPUBLIC BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,179 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,182,129 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$938,612
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,517
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,158,951

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
66
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.18
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashley Falls Elementary SchoolA+
Elementary · Grades KG–6 · 0.7 mi
H
Torrey Pines High SchoolA+
High · Grades 9–12 · 1.0 mi
M
Pacific Trails Middle SchoolA-
Middle · Grades 7–8 · 1.8 mi

District: Del Mar Union Elementary School District

Neighborhood · ZIP 92130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.258

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.60,633
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$175,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$216,061
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4889 Riding Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in San Diego County
  • Costs more per square foot than 85% of homes in San Diego County
  • Bigger than 91% of homes in San Diego County
  • Has a smaller lot than 67% of homes in Carmel Valley
  • Newer than 70% of homes in San Diego County

What homes are worth in San Diego 92130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$660K$4.8M

This home is worth more than 68% of homes in San Diego 92130.

How it measures up in San Diego 92130

The dot is this home. The mark in the middle is the typical home in San Diego 92130.

Estimated value$2,449,976
CheaperTypical $2,096,043Pricier

Pricier than 68% of homes nearby

Price per ft²$811
CheaperTypical $836Pricier

Pricier than 39% of homes nearby

Living area3,020 ft²
SmallerTypical 2,455 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.18 ac
SmallerTypical 0.28 acBigger

Bigger than 37% of homes nearby

Year built1996
OlderTypical 1999Newer

Newer than 40% of homes nearby

How 4889 Riding Ridge Rd ranks against every home in each area.
MeasureThis homeCarmel ValleySan Diego 92130San Diego County
Estimated valuepricier than$2,449,97676% of homes68% of homes95% of homes
Price per ft²pricier than$81143% of homes39% of homes85% of homes
Living areabigger than3,020 ft²77% of homes68% of homes91% of homes
Lot sizebigger than0.18 ac33% of homes37% of homes37% of homes
Year builtnewer than199660% of homes40% of homes70% of homes

About 4889 Riding Ridge Rd

How much is 4889 Riding Ridge Rd, San Diego, CA worth?

The TopHap Estimate for 4889 Riding Ridge Rd, San Diego, CA is $2,449,976 as of Jul 14, 2026. The likely range is $2,331,145 to $2,568,807. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4889 Riding Ridge Rd, San Diego, CA last sell?

4889 Riding Ridge Rd, San Diego, CA last sold on Nov 19, 2021 for $2,205,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4889 Riding Ridge Rd, San Diego, CA?

4889 Riding Ridge Rd, San Diego, CA has 5 bedrooms, 3 bathrooms, 3,020 square feet of living space and a 0.18-acre lot.

When was 4889 Riding Ridge Rd, San Diego, CA built?

4889 Riding Ridge Rd, San Diego, CA was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 4889 Riding Ridge Rd, San Diego, CA?

4889 Riding Ridge Rd, San Diego, CA is assigned to Ashley Falls Elementary School (elementary), rated A+; Torrey Pines High School (high), rated A+; Pacific Trails Middle School (middle), rated A-. All sit in Del Mar Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4889 Riding Ridge Rd, San Diego, CA compare to other homes in San Diego 92130?

Among the 18,696 homes in San Diego 92130, it is worth more than 68% of them ($2,449,976 against a typical $2,096,043), its price per square foot is higher than 39% of them ($811 against a typical $836), it is bigger than 68% of them (3,020 ft² against a typical 2,455 ft²), its lot is bigger than 37% of them (0.18 ac against a typical 0.28 ac) and it is newer than 40% of them (1996 against a typical 1999). Measured against all of San Diego County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4889 Riding Ridge Rd, San Diego, CA?

The 2025 property tax bill for 4889 Riding Ridge Rd, San Diego, CA was $14,179. The county assessed it at $1,182,129.

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Closest homes

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Assigned schools

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