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Single Family ResidenceResidential
$207,611$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on May 31, 2006

49 RIVERS RD

SMITH, NV 89430
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$208K
$182K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · May 31, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,111
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,289
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,500
NATIONSTAR MORTGAGE LLC · recorded Sep 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$720 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,707 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,207
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,305
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,306

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
6
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLyon
Lot (acres)The size of the land the home sits on, from county records.0.96
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 40 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smith Valley SchoolA
Elementary · Grades PK–12 · 1.5 mi

District: Lyon County School District

Neighborhood · ZIP 89430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.281

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.353
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,614
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,893
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Lyon County
  • Costs less per square foot than 84% of homes in Smith 89430
  • Smaller than 95% of homes in Smith 89430
  • Has a smaller lot than 92% of homes in Smith 89430
  • Older than 84% of homes in Lyon County

What homes are worth in Smith 89430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$1M

This home is worth more than 8% of homes in Smith 89430.

How it measures up in Smith 89430

The dot is this home. The mark in the middle is the typical home in Smith 89430.

Estimated value$207,611
CheaperTypical $578,563Pricier

Pricier than 8% of homes nearby

Price per ft²$216
CheaperTypical $283Pricier

Pricier than 16% of homes nearby

Living area960 ft²
SmallerTypical 2,015 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.96 ac
SmallerTypical 5.02 acBigger

Bigger than 8% of homes nearby

Year built1979
OlderTypical 1998Newer

Newer than 38% of homes nearby

How 49 Rivers Rd ranks against every home in each area.
MeasureThis homeSmith 89430Lyon County
Estimated valuepricier than$207,6118% of homes4% of homes
Price per ft²pricier than$21616% of homes16% of homes
Living areabigger than960 ft²5% of homes6% of homes
Lot sizebigger than0.96 ac8% of homes69% of homes
Year builtnewer than197938% of homes16% of homes

About 49 Rivers Rd

How much is 49 Rivers Rd, Smith, NV worth?

The TopHap Estimate for 49 Rivers Rd, Smith, NV is $207,611 as of Jul 14, 2026. The likely range is $181,698 to $233,524. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Rivers Rd, Smith, NV last sell?

49 Rivers Rd, Smith, NV last sold on May 31, 2006 for $225,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 49 Rivers Rd, Smith, NV?

49 Rivers Rd, Smith, NV has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.96-acre lot.

When was 49 Rivers Rd, Smith, NV built?

49 Rivers Rd, Smith, NV was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 49 Rivers Rd, Smith, NV?

49 Rivers Rd, Smith, NV is assigned to Smith Valley School (elementary), rated A. All sit in Lyon County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Rivers Rd, Smith, NV compare to other homes in Smith 89430?

Among the 251 homes in Smith 89430, it is worth more than 8% of them ($207,611 against a typical $578,563), its price per square foot is higher than 16% of them ($216 against a typical $283), it is bigger than 5% of them (960 ft² against a typical 2,015 ft²), its lot is bigger than 8% of them (0.96 ac against a typical 5.02 ac) and it is newer than 38% of them (1979 against a typical 1998). Measured against all of Lyon County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Rivers Rd, Smith, NV?

The 2025 property tax bill for 49 Rivers Rd, Smith, NV was $720. The county assessed it at $19,707.

More homes on Rivers Rd

Closest homes

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Assigned schools

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