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Single Family ResidenceResidential
$186,433$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

490 ELM ST

RIVERSIDE, IA 52327
4
Beds
1
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1892
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$186K
$163K low$210K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$136,433
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,146
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WASHINGTON STATE BANK · recorded Sep 27, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,228 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 82 ft²Porch · 150 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highland Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi
M
Highland Middle SchoolC+
Middle · Grades 6–8 · 5.6 mi
H
Highland High SchoolB-
High · Grades 9–12 · 5.6 mi

District: Highland Community School District

Neighborhood · ZIP 52327These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,299
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Riverside 52327
  • Costs less per square foot than 75% of homes in Riverside 52327
  • Smaller than 79% of homes in Riverside 52327
  • Has a smaller lot than 89% of homes in Riverside 52327
  • Older than 94% of homes in Washington County

What homes are worth in Riverside 52327

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$665K

This home is worth more than 16% of homes in Riverside 52327.

How it measures up in Riverside 52327

The dot is this home. The mark in the middle is the typical home in Riverside 52327.

Estimated value$186,433
CheaperTypical $321,386Pricier

Pricier than 16% of homes nearby

Price per ft²$153
CheaperTypical $195Pricier

Pricier than 25% of homes nearby

Living area1,216 ft²
SmallerTypical 1,606 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.2 ac
SmallerTypical 1.23 acBigger

Bigger than 11% of homes nearby

Year built1892
OlderTypical 1993Newer

Newer than 7% of homes nearby

How 490 Elm St ranks against every home in each area.
MeasureThis homeRiverside 52327Washington County
Estimated valuepricier than$186,43316% of homes39% of homes
Price per ft²pricier than$15325% of homes53% of homes
Living areabigger than1,216 ft²21% of homes28% of homes
Lot sizebigger than0.2 ac11% of homes18% of homes
Year builtnewer than18927% of homes6% of homes

About 490 Elm St

How much is 490 Elm St, Riverside, IA worth?

The TopHap Estimate for 490 Elm St, Riverside, IA is $186,433 as of Jul 14, 2026. The likely range is $162,710 to $210,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 490 Elm St, Riverside, IA?

490 Elm St, Riverside, IA has 4 bedrooms, 1 bathrooms, 1,216 square feet of living space and a 0.20-acre lot.

When was 490 Elm St, Riverside, IA built?

490 Elm St, Riverside, IA was built in 1892, making it 134 years old. It is a conventional home. The building has 2 stories.

What schools serve 490 Elm St, Riverside, IA?

490 Elm St, Riverside, IA is assigned to Highland Elementary School (elementary), rated C-; Highland Middle School (middle), rated C+; Highland High School (high), rated B-. All sit in Highland Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Elm St, Riverside, IA compare to other homes in Riverside 52327?

Among the 1,388 homes in Riverside 52327, it is worth more than 16% of them ($186,433 against a typical $321,386), its price per square foot is higher than 25% of them ($153 against a typical $195), it is bigger than 21% of them (1,216 ft² against a typical 1,606 ft²), its lot is bigger than 11% of them (0.2 ac against a typical 1.23 ac) and it is newer than 7% of them (1892 against a typical 1993). Measured against all of Washington County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Elm St, Riverside, IA?

The 2024 property tax bill for 490 Elm St, Riverside, IA was $1,228. The county assessed it at $83,300.

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Assigned schools

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