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Residential (General/Single)Residential
$509,141$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

490 RIVER ST

PATERSON, NJ 07524
0
Baths
3,995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1800
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$509K
$456K low$563K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$293,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$234,513
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,000
SUN WEST MORTGAGE COMPANY INC · recorded Jun 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,802 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$674,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$569,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$296,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$674,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Neighborhood · ZIP 07524These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17,597 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,307
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,341
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Passaic County
  • Among the lowest price per square foot in Riverside
  • Bigger than 97% of homes in Passaic County
  • Has a smaller lot than 67% of homes in Passaic County
  • Older than 96% of homes in Passaic County

What homes are worth in Paterson 07524

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$716K

This home is worth more than 53% of homes in Paterson 07524.

How it measures up in Paterson 07524

The dot is this home. The mark in the middle is the typical home in Paterson 07524.

Estimated value$509,141
CheaperTypical $501,685Pricier

Pricier than 53% of homes nearby

Price per ft²$127
CheaperTypical $260Pricier

Cheaper than almost all homes nearby

Living area3,995 ft²
SmallerTypical 2,085 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.11 ac
SmallerTypical 3,703 ft²Bigger

Bigger than 64% of homes nearby

Year built1800
OlderTypical 1900Newer

Newer than 35% of homes nearby

How 490 River St ranks against every home in each area.
MeasureThis homeRiversidePaterson 07524Passaic County
Estimated valuepricier than$509,14155% of homes53% of homes30% of homes
Price per ft²pricier than$127almost no homesalmost no homesalmost no homes
Living areabigger than3,995 ft²96% of homes96% of homes97% of homes
Lot sizebigger than0.11 ac61% of homes64% of homes33% of homes
Year builtnewer than180035% of homes35% of homes4% of homes

About 490 River St

How much is 490 River St, Paterson, NJ worth?

The TopHap Estimate for 490 River St, Paterson, NJ is $509,141 as of Jul 14, 2026. The likely range is $455,743 to $562,539. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 River St, Paterson, NJ last sell?

490 River St, Paterson, NJ last sold on Jun 1, 2022, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 490 River St, Paterson, NJ?

490 River St, Paterson, NJ has 3,995 square feet of living space and a 0.12-acre lot.

When was 490 River St, Paterson, NJ built?

490 River St, Paterson, NJ was built in 1800, making it 226 years old. The building has 2 stories.

How does 490 River St, Paterson, NJ compare to other homes in Paterson 07524?

Among the 1,601 homes in Paterson 07524, it is worth more than 53% of them ($509,141 against a typical $501,685), its price per square foot is higher than almost none of them ($127 against a typical $260), it is bigger than 96% of them (3,995 ft² against a typical 2,085 ft²), its lot is bigger than 64% of them (0.11 ac against a typical 3,703 ft²) and it is newer than 35% of them (1800 against a typical 1900). Measured against all of Passaic County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 River St, Paterson, NJ?

The 2025 property tax bill for 490 River St, Paterson, NJ was $15,802. The county assessed it at $674,100.

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