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Single Family ResidenceResidential
$442,121$461 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $445,000 on Jul 3, 2024

4909 RUGER CT

SACRAMENTO, CA 95842
3
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$442K
$414K low$470K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$445,000 · Jul 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$442,121
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,697

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,272 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$453,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$91,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$362,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$445,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frontier Elementary SchoolB
Elementary · Grades KG–6 · 0.4 mi
H
Foothill High SchoolC-
High · Grades 9–12 · 0.6 mi
M
Foothill Ranch Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi

District: Twin Rivers Unified School District

Neighborhood · ZIP 95842These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.35,331
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,243
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,440
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4909 Ruger Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Sacramento 95842
  • Among the highest price per square foot in Sacramento 95842
  • Smaller than 94% of homes in Sacramento County

What homes are worth in Sacramento 95842

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$510K

This home is worth more than 80% of homes in Sacramento 95842.

How it measures up in Sacramento 95842

The dot is this home. The mark in the middle is the typical home in Sacramento 95842.

Estimated value$442,121
CheaperTypical $390,774Pricier

Pricier than 80% of homes nearby

Price per ft²$461
CheaperTypical $299Pricier

Pricier than almost all homes nearby

Living area960 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.17 ac
SmallerTypical 0.15 acBigger

Bigger than 64% of homes nearby

Year built1977
OlderTypical 1977Newer

Newer than 56% of homes nearby

How 4909 Ruger Ct ranks against every home in each area.
MeasureThis homeSacramento 95842Sacramento County
Estimated valuepricier than$442,12180% of homes30% of homes
Price per ft²pricier than$461almost all homes95% of homes
Living areabigger than960 ft²19% of homes6% of homes
Lot sizebigger than0.17 ac64% of homes58% of homes
Year builtnewer than197756% of homes41% of homes

About 4909 Ruger Ct

How much is 4909 Ruger Ct, Sacramento, CA worth?

The TopHap Estimate for 4909 Ruger Ct, Sacramento, CA is $442,121 as of Jul 14, 2026. The likely range is $414,063 to $470,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4909 Ruger Ct, Sacramento, CA last sell?

4909 Ruger Ct, Sacramento, CA last sold on Jul 3, 2024 for $445,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 4909 Ruger Ct, Sacramento, CA?

4909 Ruger Ct, Sacramento, CA has 3 bedrooms, 2 bathrooms, 960 square feet of living space and a 0.17-acre lot.

When was 4909 Ruger Ct, Sacramento, CA built?

4909 Ruger Ct, Sacramento, CA was built in 1977, making it 49 years old. It is a custom design home. The building has 1 story.

What schools serve 4909 Ruger Ct, Sacramento, CA?

4909 Ruger Ct, Sacramento, CA is assigned to Frontier Elementary School (elementary), rated B; Foothill High School (high), rated C-; Foothill Ranch Middle School (middle), rated C-. All sit in Twin Rivers Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4909 Ruger Ct, Sacramento, CA compare to other homes in Sacramento 95842?

Among the 8,584 homes in Sacramento 95842, it is worth more than 80% of them ($442,121 against a typical $390,774), its price per square foot is higher than almost all of them ($461 against a typical $299), it is bigger than 19% of them (960 ft² against a typical 1,236 ft²), its lot is bigger than 64% of them (0.17 ac against a typical 0.15 ac) and it is newer than 56% of them (1977 against a typical 1977). Measured against all of Sacramento County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4909 Ruger Ct, Sacramento, CA?

The 2025 property tax bill for 4909 Ruger Ct, Sacramento, CA was $5,272. The county assessed it at $453,900.

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