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Single Family ResidenceResidential
$346,823$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

492 RUSSELL LN

DENISON, TX 75021
0
Baths
2,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$347K
$299K low$395K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,323
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,458
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$262,500
NEIGHBORHOOD LOANS · recorded Jan 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,512 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$393,269 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,226
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$267,034
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$393,269
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$467,260

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrayson
Lot (acres)The size of the land the home sits on, from county records.4.34
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Neblett Elementary SchoolD-
Elementary · Grades KG–5 · 3.7 mi
M
Sherman Middle SchoolC-
Middle · Grades 6–8 · 4.0 mi
H
Sherman High SchoolC+
High · Grades 9–12 · 8.3 mi

District: Sherman Independent School District

Neighborhood · ZIP 75021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,250
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,407
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 Russell Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Denison 75021
  • Bigger than 87% of homes in Denison 75021
  • Has a bigger lot than 86% of homes in Grayson County
  • Newer than 69% of homes in Denison 75021

What homes are worth in Denison 75021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$918K

This home is worth more than 71% of homes in Denison 75021.

How it measures up in Denison 75021

The dot is this home. The mark in the middle is the typical home in Denison 75021.

Estimated value$346,823
CheaperTypical $237,039Pricier

Pricier than 71% of homes nearby

Price per ft²$154
CheaperTypical $168Pricier

Pricier than 40% of homes nearby

Living area2,248 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 87% of homes nearby

Lot size4.34 ac
SmallerTypical 1 acBigger

Bigger than 78% of homes nearby

Year built1997
OlderTypical 1979Newer

Newer than 69% of homes nearby

How 492 Russell Ln ranks against every home in each area.
MeasureThis homeDenison 75021Grayson County
Estimated valuepricier than$346,82371% of homes63% of homes
Price per ft²pricier than$15440% of homes39% of homes
Living areabigger than2,248 ft²87% of homes77% of homes
Lot sizebigger than4.34 ac78% of homes86% of homes
Year builtnewer than199769% of homes59% of homes

About 492 Russell Ln

How much is 492 Russell Ln, Denison, TX worth?

The TopHap Estimate for 492 Russell Ln, Denison, TX is $346,823 as of Jul 14, 2026. The likely range is $298,678 to $394,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 Russell Ln, Denison, TX last sell?

492 Russell Ln, Denison, TX last sold on Jan 6, 2026, according to the county's recorded deed.

How big is 492 Russell Ln, Denison, TX?

492 Russell Ln, Denison, TX has 2,248 square feet of living space and a 4.34-acre lot.

When was 492 Russell Ln, Denison, TX built?

492 Russell Ln, Denison, TX was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 492 Russell Ln, Denison, TX?

492 Russell Ln, Denison, TX is assigned to Neblett Elementary School (elementary), rated D-; Sherman Middle School (middle), rated C-; Sherman High School (high), rated C+. All sit in Sherman Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 Russell Ln, Denison, TX compare to other homes in Denison 75021?

Among the 4,335 homes in Denison 75021, it is worth more than 71% of them ($346,823 against a typical $237,039), its price per square foot is higher than 40% of them ($154 against a typical $168), it is bigger than 87% of them (2,248 ft² against a typical 1,432 ft²), its lot is bigger than 78% of them (4.34 ac against a typical 1 ac) and it is newer than 69% of them (1997 against a typical 1979). Measured against all of Grayson County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 Russell Ln, Denison, TX?

The 2024 property tax bill for 492 Russell Ln, Denison, TX was $1,512. The county assessed it at $393,269.

More homes on Russell Ln

Closest homes

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Assigned schools

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