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Rural ResidenceResidential
$1,891,893$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

494 FAIRPLAY ST

RUTLEDGE, GA 30663
5
Beds
4 / 1
Baths
5,717 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.9M
$1.5M low$2.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,128,893
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$903,114
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
PRIMARY CAPITAL ADVISORS LC · recorded Sep 11, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$346,000
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$464,963 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,284
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$393,679
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$399,184
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,162,409

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.71
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.25.53
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²Shed · 432 ft²Porch · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan County Primary School
Elementary · Grades PK–2 · 8.8 mi
M
Morgan County Middle SchoolB
Middle · Grades 6–8 · 9.0 mi
H
Morgan County High SchoolA
High · Grades 9–12 · 9.0 mi

District: Morgan County School District

Neighborhood · ZIP 30663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,554
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

494 Fairplay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rutledge 30663
  • Costs more per square foot than 84% of homes in Rutledge 30663
  • Among the largest homes in Rutledge 30663
  • Has a bigger lot than 93% of homes in Morgan County

What homes are worth in Rutledge 30663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.5M

This home is worth more than almost all homes in Rutledge 30663.

How it measures up in Rutledge 30663

The dot is this home. The mark in the middle is the typical home in Rutledge 30663.

Estimated value$1,891,893
CheaperTypical $450,252Pricier

Pricier than almost all homes nearby

Price per ft²$331
CheaperTypical $217Pricier

Pricier than 84% of homes nearby

Living area5,717 ft²
SmallerTypical 1,910 ft²Bigger

Bigger than almost all homes nearby

Lot size25.53 ac
SmallerTypical 3.85 acBigger

Bigger than 92% of homes nearby

Year built1997
OlderTypical 1996Newer

Newer than 54% of homes nearby

How 494 Fairplay St ranks against every home in each area.
MeasureThis homeRutledge 30663Morgan County
Estimated valuepricier than$1,891,893almost all homesalmost all homes
Price per ft²pricier than$33184% of homes82% of homes
Living areabigger than5,717 ft²almost all homesalmost all homes
Lot sizebigger than25.53 ac92% of homes93% of homes
Year builtnewer than199754% of homes53% of homes

About 494 Fairplay St

How much is 494 Fairplay St, Rutledge, GA worth?

The TopHap Estimate for 494 Fairplay St, Rutledge, GA is $1,891,893 as of Jul 14, 2026. The likely range is $1,483,469 to $2,300,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 494 Fairplay St, Rutledge, GA last sell?

494 Fairplay St, Rutledge, GA last sold on Oct 22, 1998, according to the county's recorded deed.

How big is 494 Fairplay St, Rutledge, GA?

494 Fairplay St, Rutledge, GA has 5 bedrooms, 4 bathrooms, 5,717 square feet of living space and a 25.53-acre lot.

When was 494 Fairplay St, Rutledge, GA built?

494 Fairplay St, Rutledge, GA was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 494 Fairplay St, Rutledge, GA?

494 Fairplay St, Rutledge, GA is assigned to Morgan County Primary School (elementary); Morgan County Middle School (middle), rated B; Morgan County High School (high), rated A. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 494 Fairplay St, Rutledge, GA compare to other homes in Rutledge 30663?

Among the 1,274 homes in Rutledge 30663, it is worth more than almost all of them ($1,891,893 against a typical $450,252), its price per square foot is higher than 84% of them ($331 against a typical $217), it is bigger than almost all of them (5,717 ft² against a typical 1,910 ft²), its lot is bigger than 92% of them (25.53 ac against a typical 3.85 ac) and it is newer than 54% of them (1997 against a typical 1996). Measured against all of Morgan County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 494 Fairplay St, Rutledge, GA?

The 2025 property tax bill for 494 Fairplay St, Rutledge, GA was $11,807. The county assessed it at $464,963.

More homes on Fairplay St

Closest homes

More homes in Rutledge 30663

Assigned schools

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