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Single Family ResidenceResidential
$335,344$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,560 on Aug 14, 2000

4965 RIVER OAKS RD

ROCKFORD, MN 55373
5
Beds
5 / 1
Baths
2,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$335K
$290K low$381K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,560 · Aug 14, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.195%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,800
US BANK NA ND · recorded Mar 7, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$249,600
TRUSTONE FINANCIAL FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,512 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$450,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$441,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$450,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 264 ft²Porch · 190 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rockford Middle SchoolB-
Middle · Grades 5–8 · 0.9 mi
E
Rockford Elementary SchoolC
Elementary · Grades KG–4 · 1.5 mi
H
Rockford High SchoolA
High · Grades 9–12 · 1.6 mi

District: Rockford Area School District 883

Neighborhood · ZIP 55373These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,401
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4965 River Oaks Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Wright County
  • Costs less per square foot than 74% of homes in Rockford 55373
  • Bigger than 80% of homes in Rockford 55373
  • Has a bigger lot than 73% of homes in Rockford 55373

What homes are worth in Rockford 55373

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$1.1M

This home is worth more than 62% of homes in Rockford 55373.

How it measures up in Rockford 55373

The dot is this home. The mark in the middle is the typical home in Rockford 55373.

Estimated value$335,344
CheaperTypical $284,923Pricier

Pricier than 62% of homes nearby

Price per ft²$166
CheaperTypical $199Pricier

Pricier than 26% of homes nearby

Living area2,024 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.52 ac
SmallerTypical 0.33 acBigger

Bigger than 73% of homes nearby

Year built2000
OlderTypical 1998Newer

Newer than 60% of homes nearby

How 4965 River Oaks Rd ranks against every home in each area.
MeasureThis homeRockford 55373Wright County
Estimated valuepricier than$335,34462% of homes66% of homes
Price per ft²pricier than$16626% of homes36% of homes
Living areabigger than2,024 ft²80% of homes78% of homes
Lot sizebigger than0.52 ac73% of homes67% of homes
Year builtnewer than200060% of homes54% of homes

About 4965 River Oaks Rd

How much is 4965 River Oaks Rd, Rockford, MN worth?

The TopHap Estimate for 4965 River Oaks Rd, Rockford, MN is $335,344 as of Jul 14, 2026. The likely range is $289,648 to $381,040. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4965 River Oaks Rd, Rockford, MN last sell?

4965 River Oaks Rd, Rockford, MN last sold on Aug 14, 2000 for $235,560, according to the county's recorded deed.

How big is 4965 River Oaks Rd, Rockford, MN?

4965 River Oaks Rd, Rockford, MN has 5 bedrooms, 5 bathrooms, 2,024 square feet of living space and a 0.52-acre lot.

When was 4965 River Oaks Rd, Rockford, MN built?

4965 River Oaks Rd, Rockford, MN was built in 2000, making it 26 years old. The building has 2 stories.

What schools serve 4965 River Oaks Rd, Rockford, MN?

4965 River Oaks Rd, Rockford, MN is assigned to Rockford Middle School (middle), rated B-; Rockford Elementary School (elementary), rated C; Rockford High School (high), rated A. All sit in Rockford Area School District 883. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4965 River Oaks Rd, Rockford, MN compare to other homes in Rockford 55373?

Among the 2,243 homes in Rockford 55373, it is worth more than 62% of them ($335,344 against a typical $284,923), its price per square foot is higher than 26% of them ($166 against a typical $199), it is bigger than 80% of them (2,024 ft² against a typical 1,404 ft²), its lot is bigger than 73% of them (0.52 ac against a typical 0.33 ac) and it is newer than 60% of them (2000 against a typical 1998). Measured against all of Wright County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4965 River Oaks Rd, Rockford, MN?

The 2026 property tax bill for 4965 River Oaks Rd, Rockford, MN was $5,512. The county assessed it at $450,300.

More homes on River Oaks Rd

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