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Single Family ResidenceResidential
$310,429$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

515 RIVER RIDGE DR

MCKINNEY, TX 75071
3
Beds
2
Baths
1,969 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2025
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$310K
$293K low$328K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,939
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,751
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,490
RANLIFE HOME LOANS · recorded Mar 10, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,150

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollin

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southard Middle SchoolB
Middle · Grades 6–8 · 1.8 mi
E
Marcella Green Elementary School
Elementary · Grades PK–5 · 2.0 mi
H
Princeton High SchoolB-
High · Grades 9–12 · 3.3 mi

District: Princeton Independent School District

Neighborhood · ZIP 75071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.73,633
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.949 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,010
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,771
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in McKinney 75071
  • Costs less per square foot than 93% of homes in McKinney 75071
  • Smaller than 74% of homes in McKinney 75071
  • Among the newest homes in McKinney 75071

What homes are worth in McKinney 75071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$1.2M

This home is worth more than 5% of homes in McKinney 75071.

How it measures up in McKinney 75071

The dot is this home. The mark in the middle is the typical home in McKinney 75071.

Estimated value$310,429
CheaperTypical $509,279Pricier

Pricier than 5% of homes nearby

Price per ft²$158
CheaperTypical $210Pricier

Pricier than 7% of homes nearby

Living area1,969 ft²
SmallerTypical 2,459 ft²Bigger

Bigger than 26% of homes nearby

Year built2025
OlderTypical 2016Newer

Newer than almost all homes nearby

How 515 River Ridge Dr ranks against every home in each area.
MeasureThis homeMcKinney 75071Collin County
Estimated valuepricier than$310,4295% of homes11% of homes
Price per ft²pricier than$1587% of homes7% of homes
Living areabigger than1,969 ft²26% of homes30% of homes
Year builtnewer than2025almost all homesalmost all homes

About 515 River Ridge Dr

How much is 515 River Ridge Dr, Mckinney, TX worth?

The TopHap Estimate for 515 River Ridge Dr, Mckinney, TX is $310,429 as of Jul 14, 2026. The likely range is $293,286 to $327,572. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 River Ridge Dr, Mckinney, TX last sell?

515 River Ridge Dr, Mckinney, TX last sold on Mar 3, 2025, according to the county's recorded deed.

How big is 515 River Ridge Dr, Mckinney, TX?

515 River Ridge Dr, Mckinney, TX has 3 bedrooms, 2 bathrooms and 1,969 square feet of living space.

When was 515 River Ridge Dr, Mckinney, TX built?

515 River Ridge Dr, Mckinney, TX was built in 2025, making it 1 years old. The building has 1 story.

What schools serve 515 River Ridge Dr, Mckinney, TX?

515 River Ridge Dr, Mckinney, TX is assigned to Southard Middle School (middle), rated B; Marcella Green Elementary School (elementary); Princeton High School (high), rated B-. All sit in Princeton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 River Ridge Dr, Mckinney, TX compare to other homes in McKinney 75071?

Among the 31,161 homes in McKinney 75071, it is worth more than 5% of them ($310,429 against a typical $509,279), its price per square foot is higher than 7% of them ($158 against a typical $210), it is bigger than 26% of them (1,969 ft² against a typical 2,459 ft²) and it is newer than almost all of them (2025 against a typical 2016). Measured against all of Collin County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Ridge Dr

More homes in Mckinney 75071

Assigned schools

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