Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$339,148$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Sep 10, 2025

520 GRAY ST

BLUE RIDGE, GA 30513
2 / 1
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$339K
$296K low$382K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Sep 10, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,148
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,318
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
PEOPLES BANK · recorded Sep 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,994 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,994
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,994
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,984

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.43
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blue Ridge Elementary SchoolB
Elementary · Grades PK–5 · 0.6 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 0.8 mi
M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 1.1 mi

District: Fannin County School District

Neighborhood · ZIP 30513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,217
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,839
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Gray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Blue Ridge 30513
  • Costs less per square foot than 70% of homes in Blue Ridge 30513
  • Has a smaller lot than 93% of homes in Fannin County
  • Older than 86% of homes in Blue Ridge 30513

What homes are worth in Blue Ridge 30513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$1.7M

This home is worth more than 26% of homes in Blue Ridge 30513.

How it measures up in Blue Ridge 30513

The dot is this home. The mark in the middle is the typical home in Blue Ridge 30513.

Estimated value$339,148
CheaperTypical $486,256Pricier

Pricier than 26% of homes nearby

Price per ft²$237
CheaperTypical $289Pricier

Pricier than 30% of homes nearby

Living area1,428 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.43 ac
SmallerTypical 1.5 acBigger

Bigger than 9% of homes nearby

Year built1969
OlderTypical 1999Newer

Newer than 14% of homes nearby

How 520 Gray St ranks against every home in each area.
MeasureThis homeBlue Ridge 30513Fannin County
Estimated valuepricier than$339,14826% of homes33% of homes
Price per ft²pricier than$23730% of homes37% of homes
Living areabigger than1,428 ft²36% of homes38% of homes
Lot sizebigger than0.43 ac9% of homes7% of homes
Year builtnewer than196914% of homes15% of homes

About 520 Gray St

How much is 520 Gray St, Blue Ridge, GA worth?

The TopHap Estimate for 520 Gray St, Blue Ridge, GA is $339,148 as of Jul 14, 2026. The likely range is $296,192 to $382,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Gray St, Blue Ridge, GA last sell?

520 Gray St, Blue Ridge, GA last sold on Sep 10, 2025 for $150,000, according to the county's recorded deed.

How big is 520 Gray St, Blue Ridge, GA?

520 Gray St, Blue Ridge, GA has 2 bathrooms, 1,428 square feet of living space and a 0.43-acre lot.

When was 520 Gray St, Blue Ridge, GA built?

520 Gray St, Blue Ridge, GA was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 520 Gray St, Blue Ridge, GA?

520 Gray St, Blue Ridge, GA is assigned to Blue Ridge Elementary School (elementary), rated B; Fannin County High School (high), rated C+; Fannin County Middle School (middle), rated B. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Gray St, Blue Ridge, GA compare to other homes in Blue Ridge 30513?

Among the 8,528 homes in Blue Ridge 30513, it is worth more than 26% of them ($339,148 against a typical $486,256), its price per square foot is higher than 30% of them ($237 against a typical $289), it is bigger than 36% of them (1,428 ft² against a typical 1,736 ft²), its lot is bigger than 9% of them (0.43 ac against a typical 1.5 ac) and it is newer than 14% of them (1969 against a typical 1999). Measured against all of Fannin County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Gray St, Blue Ridge, GA?

The 2025 property tax bill for 520 Gray St, Blue Ridge, GA was $1,073. The county assessed it at $97,994.

More homes on Gray St

Closest homes

More homes in Blue Ridge 30513

Assigned schools

Explore the area

See this home in context

Open 520 Gray St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map