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Single Family ResidenceResidential
$185,775$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Dec 8, 2021

520 NORTH ST

RIDGEWAY, IA 52165
3
Beds
2
Baths
1,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$186K
$153K low$218K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Dec 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,275
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,020
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
KERNDT BROTHERS SAVINGS BANK · R · recorded Dec 8, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,500
KERNDT BROTHERS SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,024 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,270

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinneshiek
Lot (acres)The size of the land the home sits on, from county records.1.42
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Crestwood High SchoolA-
High · Grades 9–12 · 8.0 mi
M
Crestwood Middle School
Middle · Grades 5–8 · 8.0 mi
E
Crestwood Elementary SchoolC
Elementary · Grades KG–4 · 8.0 mi

District: Howard-Winneshiek Community School District

Neighborhood · ZIP 52165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,602
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,085
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 North St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 65% of homes in Ridgeway 52165
  • Newer than 76% of homes in Ridgeway 52165

What homes are worth in Ridgeway 52165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$599K

This home is worth more than 38% of homes in Ridgeway 52165.

How it measures up in Ridgeway 52165

The dot is this home. The mark in the middle is the typical home in Ridgeway 52165.

Estimated value$185,775
CheaperTypical $215,280Pricier

Pricier than 38% of homes nearby

Price per ft²$126
CheaperTypical $129Pricier

Pricier than 48% of homes nearby

Living area1,476 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 37% of homes nearby

Lot size1.42 ac
SmallerTypical 4.5 acBigger

Bigger than 35% of homes nearby

Year built1996
OlderTypical 1946Newer

Newer than 76% of homes nearby

How 520 North St ranks against every home in each area.
MeasureThis homeRidgeway 52165Winneshiek County
Estimated valuepricier than$185,77538% of homes38% of homes
Price per ft²pricier than$12648% of homes39% of homes
Living areabigger than1,476 ft²37% of homes44% of homes
Lot sizebigger than1.42 ac35% of homes60% of homes
Year builtnewer than199676% of homes76% of homes

About 520 North St

How much is 520 North St, Ridgeway, IA worth?

The TopHap Estimate for 520 North St, Ridgeway, IA is $185,775 as of Jul 14, 2026. The likely range is $153,054 to $218,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 North St, Ridgeway, IA last sell?

520 North St, Ridgeway, IA last sold on Dec 8, 2021 for $150,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 520 North St, Ridgeway, IA?

520 North St, Ridgeway, IA has 3 bedrooms, 2 bathrooms, 1,476 square feet of living space and a 1.42-acre lot.

When was 520 North St, Ridgeway, IA built?

520 North St, Ridgeway, IA was built in 1996, making it 30 years old.

What schools serve 520 North St, Ridgeway, IA?

520 North St, Ridgeway, IA is assigned to Crestwood High School (high), rated A-; Crestwood Middle School (middle); Crestwood Elementary School (elementary), rated C. All sit in Howard-Winneshiek Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 North St, Ridgeway, IA compare to other homes in Ridgeway 52165?

Among the 442 homes in Ridgeway 52165, it is worth more than 38% of them ($185,775 against a typical $215,280), its price per square foot is higher than 48% of them ($126 against a typical $129), it is bigger than 37% of them (1,476 ft² against a typical 1,620 ft²), its lot is bigger than 35% of them (1.42 ac against a typical 4.5 ac) and it is newer than 76% of them (1996 against a typical 1946). Measured against all of Winneshiek County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 North St, Ridgeway, IA?

The 2024 property tax bill for 520 North St, Ridgeway, IA was $2,024. The county assessed it at $143,270.

More homes on North St

Closest homes

More homes in Ridgeway 52165

Assigned schools

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