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Single Family ResidenceResidential
$285,388$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

528 PROSPECT HILL RD

RUTLAND, VT 05701
3
Beds
2
Baths
1,631 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$285K
$222K low$349K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,388
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,510
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,000
RBS CITIZENS BANK NA · recorded Jun 21, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,135 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.0.85
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutland Town Elementary SchoolA
Elementary · Grades PK–8 · 1.4 mi

District: Rutland Town School District

Neighborhood · ZIP 05701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,036
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.366 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,057
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,318
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

528 Prospect Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Rutland 05701
  • Has a bigger lot than 79% of homes in Rutland 05701
  • Older than 89% of homes in Rutland 05701

What homes are worth in Rutland 05701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$718K

This home is worth more than 56% of homes in Rutland 05701.

How it measures up in Rutland 05701

The dot is this home. The mark in the middle is the typical home in Rutland 05701.

Estimated value$285,388
CheaperTypical $270,208Pricier

Pricier than 56% of homes nearby

Price per ft²$175
CheaperTypical $213Pricier

Pricier than 21% of homes nearby

Living area1,631 ft²
SmallerTypical 1,733 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.85 ac
SmallerTypical 0.33 acBigger

Bigger than 79% of homes nearby

Year built1945
OlderTypical 1976Newer

Newer than 11% of homes nearby

How 528 Prospect Hill Rd ranks against every home in each area.
MeasureThis homeRutland 05701Rutland County
Estimated valuepricier than$285,38856% of homes46% of homes
Price per ft²pricier than$17521% of homes37% of homes
Living areabigger than1,631 ft²45% of homes57% of homes
Lot sizebigger than0.85 ac79% of homes46% of homes
Year builtnewer than194511% of homes32% of homes

About 528 Prospect Hill Rd

How much is 528 Prospect Hill Rd, Rutland, VT worth?

The TopHap Estimate for 528 Prospect Hill Rd, Rutland, VT is $285,388 as of Jul 14, 2026. The likely range is $222,201 to $348,575. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 528 Prospect Hill Rd, Rutland, VT last sell?

528 Prospect Hill Rd, Rutland, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 528 Prospect Hill Rd, Rutland, VT?

528 Prospect Hill Rd, Rutland, VT has 3 bedrooms, 2 bathrooms, 1,631 square feet of living space and a 0.85-acre lot.

When was 528 Prospect Hill Rd, Rutland, VT built?

528 Prospect Hill Rd, Rutland, VT was built in 1945, making it 81 years old. It is a cape cod home.

What schools serve 528 Prospect Hill Rd, Rutland, VT?

528 Prospect Hill Rd, Rutland, VT is assigned to Rutland Town Elementary School (elementary), rated A. All sit in Rutland Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 528 Prospect Hill Rd, Rutland, VT compare to other homes in Rutland 05701?

Among the 6,991 homes in Rutland 05701, it is worth more than 56% of them ($285,388 against a typical $270,208), its price per square foot is higher than 21% of them ($175 against a typical $213), it is bigger than 45% of them (1,631 ft² against a typical 1,733 ft²), its lot is bigger than 79% of them (0.85 ac against a typical 0.33 ac) and it is newer than 11% of them (1945 against a typical 1976). Measured against all of Rutland County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 528 Prospect Hill Rd, Rutland, VT?

The 2023 property tax bill for 528 Prospect Hill Rd, Rutland, VT was $4,135. The county assessed it at $222,200.

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