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Single Family ResidenceResidential
$326,992$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

54 RIVER ROCK DR

MOSCOW MILLS, MO 63362
3
Beds
3
Baths
1,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$327K
$317K low$337K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,740
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,592
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,252
ENDEAVOR CAPITAL LLC · recorded Aug 24, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,324 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,144
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,324
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,440

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.0.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William Cappel Elementary SchoolC
Elementary · Grades KG–5 · 2.5 mi
M
Troy South Middle SchoolC+
Middle · Grades 6–8 · 3.5 mi
H
Troy Buchanan High SchoolB-
High · Grades 9–12 · 5.3 mi

District: Troy R-Iii School District

Neighborhood · ZIP 63362These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,637
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,749
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Moscow Mills 63362
  • Has a smaller lot than 74% of homes in Lincoln County
  • Newer than 98% of homes in Lincoln County

What homes are worth in Moscow Mills 63362

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$732K

This home is worth more than 41% of homes in Moscow Mills 63362.

How it measures up in Moscow Mills 63362

The dot is this home. The mark in the middle is the typical home in Moscow Mills 63362.

Estimated value$326,992
CheaperTypical $348,885Pricier

Pricier than 41% of homes nearby

Price per ft²$218
CheaperTypical $233Pricier

Pricier than 34% of homes nearby

Living area1,502 ft²
SmallerTypical 1,543 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.28 ac
SmallerTypical 0.36 acBigger

Bigger than 39% of homes nearby

Year built2023
OlderTypical 2007Newer

Newer than 94% of homes nearby

How 54 River Rock Dr ranks against every home in each area.
MeasureThis homeMoscow Mills 63362Lincoln County
Estimated valuepricier than$326,99241% of homes51% of homes
Price per ft²pricier than$21834% of homes39% of homes
Living areabigger than1,502 ft²46% of homes52% of homes
Lot sizebigger than0.28 ac39% of homes26% of homes
Year builtnewer than202394% of homes98% of homes

About 54 River Rock Dr

How much is 54 River Rock Dr, Moscow Mills, MO worth?

The TopHap Estimate for 54 River Rock Dr, Moscow Mills, MO is $326,992 as of Jul 14, 2026. The likely range is $316,534 to $337,450. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 River Rock Dr, Moscow Mills, MO last sell?

54 River Rock Dr, Moscow Mills, MO last sold on Aug 24, 2023, according to the county's recorded deed.

How big is 54 River Rock Dr, Moscow Mills, MO?

54 River Rock Dr, Moscow Mills, MO has 3 bedrooms, 3 bathrooms, 1,502 square feet of living space and a 0.28-acre lot.

When was 54 River Rock Dr, Moscow Mills, MO built?

54 River Rock Dr, Moscow Mills, MO was built in 2023, making it 3 years old. It is a ranch home. The building has 1 story.

What schools serve 54 River Rock Dr, Moscow Mills, MO?

54 River Rock Dr, Moscow Mills, MO is assigned to William Cappel Elementary School (elementary), rated C; Troy South Middle School (middle), rated C+; Troy Buchanan High School (high), rated B-. All sit in Troy R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 River Rock Dr, Moscow Mills, MO compare to other homes in Moscow Mills 63362?

Among the 3,355 homes in Moscow Mills 63362, it is worth more than 41% of them ($326,992 against a typical $348,885), its price per square foot is higher than 34% of them ($218 against a typical $233), it is bigger than 46% of them (1,502 ft² against a typical 1,543 ft²), its lot is bigger than 39% of them (0.28 ac against a typical 0.36 ac) and it is newer than 94% of them (2023 against a typical 2007). Measured against all of Lincoln County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 River Rock Dr, Moscow Mills, MO?

The 2025 property tax bill for 54 River Rock Dr, Moscow Mills, MO was $2,281. The county assessed it at $37,324.

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