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Single Family ResidenceResidential
$326,395$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

540 RACKING CV

SYLVA, NC 28779
3
Beds
2
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$326K
$258K low$395K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$326,395
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$261,116

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,423 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$374,552 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,162
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,110

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 264 ft²Patio · 264 ft²Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scotts Creek SchoolB
Elementary · Grades PK–8 · 1.3 mi
H
Smoky Mountain High SchoolB
High · Grades 9–12 · 3.2 mi

District: Jackson County Schools

Neighborhood · ZIP 28779These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.121

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.159 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,284
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Racking Cv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Jackson County
  • Bigger than 66% of homes in Sylva 28779

What homes are worth in Sylva 28779

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$993K

This home is worth more than 53% of homes in Sylva 28779.

How it measures up in Sylva 28779

The dot is this home. The mark in the middle is the typical home in Sylva 28779.

Estimated value$326,395
CheaperTypical $315,579Pricier

Pricier than 53% of homes nearby

Price per ft²$192
CheaperTypical $225Pricier

Pricier than 31% of homes nearby

Living area1,700 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 66% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 59% of homes nearby

Year built1982
OlderTypical 1982Newer

Newer than 50% of homes nearby

How 540 Racking Cv ranks against every home in each area.
MeasureThis homeSylva 28779Jackson County
Estimated valuepricier than$326,39553% of homes38% of homes
Price per ft²pricier than$19231% of homes22% of homes
Living areabigger than1,700 ft²66% of homes56% of homes
Lot sizebigger than1 ac59% of homes57% of homes
Year builtnewer than198250% of homes41% of homes

About 540 Racking Cv

How much is 540 Racking Cv, Sylva, NC worth?

The TopHap Estimate for 540 Racking Cv, Sylva, NC is $326,395 as of Jul 14, 2026. The likely range is $257,780 to $395,010. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Racking Cv, Sylva, NC last sell?

540 Racking Cv, Sylva, NC last sold on Dec 20, 1985, according to the county's recorded deed.

How big is 540 Racking Cv, Sylva, NC?

540 Racking Cv, Sylva, NC has 3 bedrooms, 2 bathrooms, 1,700 square feet of living space and a 1.00-acre lot.

When was 540 Racking Cv, Sylva, NC built?

540 Racking Cv, Sylva, NC was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 540 Racking Cv, Sylva, NC?

540 Racking Cv, Sylva, NC is assigned to Scotts Creek School (elementary), rated B; Smoky Mountain High School (high), rated B. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Racking Cv, Sylva, NC compare to other homes in Sylva 28779?

Among the 6,765 homes in Sylva 28779, it is worth more than 53% of them ($326,395 against a typical $315,579), its price per square foot is higher than 31% of them ($192 against a typical $225), it is bigger than 66% of them (1,700 ft² against a typical 1,449 ft²), its lot is bigger than 59% of them (1 ac against a typical 1 ac) and it is newer than 50% of them (1982 against a typical 1982). Measured against all of Jackson County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Racking Cv, Sylva, NC?

The 2025 property tax bill for 540 Racking Cv, Sylva, NC was $1,423. The county assessed it at $374,552.

More homes on Racking Cv

Closest homes

More homes in Sylva 28779

Assigned schools

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