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CondominiumResidential
$166,488$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $128,500 on Oct 2, 2019

5429 RIVER ROCK RD

LAKELAND, FL 33809
3
Beds
2
Baths
1,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
697 ft²
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$166K
$147K low$186K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,500 · Oct 2, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,113
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,090
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$96,375
FIRSTBANK · recorded Oct 2, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,843 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,391 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,083
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.02
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 19 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake Gibson Senior High SchoolD+
High · Grades 9–12 · 1.3 mi
M
Lake Gibsons Middle SchoolD-
Middle · Grades 6–8 · 1.6 mi
E
Wendell Watson Elementary SchoolD+
Elementary · Grades PK–5 · 1.7 mi

District: Polk County School District

Neighborhood · ZIP 33809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.238
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,622
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.365 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,061
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,309
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5429 River Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Lakeland 33809
  • Costs less per square foot than 95% of homes in Lakeland 33809
  • Smaller than 73% of homes in Lakeland 33809
  • Has a smaller lot than 98% of homes in Lakeland 33809
  • Newer than 86% of homes in Lakeland 33809

What homes are worth in Lakeland 33809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$594K

This home is worth more than 3% of homes in Lakeland 33809.

How it measures up in Lakeland 33809

The dot is this home. The mark in the middle is the typical home in Lakeland 33809.

Estimated value$166,488
CheaperTypical $305,566Pricier

Pricier than 3% of homes nearby

Price per ft²$128
CheaperTypical $184Pricier

Pricier than 5% of homes nearby

Living area1,302 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 27% of homes nearby

Lot size697 ft²
SmallerTypical 0.3 acBigger

Bigger than 2% of homes nearby

Year built2006
OlderTypical 1990Newer

Newer than 86% of homes nearby

How 5429 River Rock Rd ranks against every home in each area.
MeasureThis homeLakeland 33809Polk County
Estimated valuepricier than$166,4883% of homes10% of homes
Price per ft²pricier than$1285% of homes7% of homes
Living areabigger than1,302 ft²27% of homes28% of homes
Lot sizebigger than697 ft²2% of homes2% of homes
Year builtnewer than200686% of homes68% of homes

About 5429 River Rock Rd

How much is 5429 River Rock Rd, Lakeland, FL worth?

The TopHap Estimate for 5429 River Rock Rd, Lakeland, FL is $166,488 as of Jun 23, 2026. The likely range is $146,509 to $186,466. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5429 River Rock Rd, Lakeland, FL last sell?

5429 River Rock Rd, Lakeland, FL last sold on Oct 2, 2019 for $128,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 5429 River Rock Rd, Lakeland, FL?

5429 River Rock Rd, Lakeland, FL has 3 bedrooms, 2 bathrooms, 1,302 square feet of living space and a 0.02-acre lot.

When was 5429 River Rock Rd, Lakeland, FL built?

5429 River Rock Rd, Lakeland, FL was built in 2006, making it 20 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 5429 River Rock Rd, Lakeland, FL?

5429 River Rock Rd, Lakeland, FL is assigned to Lake Gibson Senior High School (high), rated D+; Lake Gibsons Middle School (middle), rated D-; Wendell Watson Elementary School (elementary), rated D+. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5429 River Rock Rd, Lakeland, FL compare to other homes in Lakeland 33809?

Among the 10,314 homes in Lakeland 33809, it is worth more than 3% of them ($166,488 against a typical $305,566), its price per square foot is higher than 5% of them ($128 against a typical $184), it is bigger than 27% of them (1,302 ft² against a typical 1,584 ft²), its lot is bigger than 2% of them (697 ft² against a typical 0.3 ac) and it is newer than 86% of them (2006 against a typical 1990). Measured against all of Polk County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5429 River Rock Rd, Lakeland, FL?

The 2025 property tax bill for 5429 River Rock Rd, Lakeland, FL was $2,843. The county assessed it at $157,391.

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Closest homes

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Assigned schools

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See this home in context

Open 5429 River Rock Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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