Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$370,323
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $218,500 on Jan 8, 2016

5540 N RIDGE RD

BLACK RIVER, MI 48721
0
Baths
44 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$370K
$330K low$411K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$218,500 · Jan 8, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$370,323
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,258

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,860 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$167,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$335,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALCONA
Lot (acres)The size of the land the home sits on, from county records.0.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alcona Elementary SchoolC-
Elementary · Grades KG–5 · 11.9 mi
M
Alcona High SchoolB-
Middle · Grades 6–12 · 12.2 mi

District: Alcona Community Schools

Neighborhood · ZIP 48721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.437
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,569
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,640
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5540 N Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Alcona County

What homes are worth in Black River 48721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$837K

This home is worth more than 74% of homes in Black River 48721.

How it measures up in Black River 48721

The dot is this home. The mark in the middle is the typical home in Black River 48721.

Estimated value$370,323
CheaperTypical $247,597Pricier

Pricier than 74% of homes nearby

Lot size44 ft²
SmallerTypical 0.69 acBigger

Bigger than 41% of homes nearby

How 5540 N Ridge Rd ranks against every home in each area.
MeasureThis homeBlack River 48721Alcona County
Estimated valuepricier than$370,32374% of homes80% of homes
Lot sizebigger than44 ft²41% of homes39% of homes

About 5540 N Ridge Rd

How much is 5540 N Ridge Rd, Black River, MI worth?

The TopHap Estimate for 5540 N Ridge Rd, Black River, MI is $370,323 as of Jul 14, 2026. The likely range is $330,048 to $410,598. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5540 N Ridge Rd, Black River, MI last sell?

5540 N Ridge Rd, Black River, MI last sold on Jan 8, 2016 for $218,500, according to the county's recorded deed.

What schools serve 5540 N Ridge Rd, Black River, MI?

5540 N Ridge Rd, Black River, MI is assigned to Alcona Elementary School (elementary), rated C-; Alcona High School (middle), rated B-. All sit in Alcona Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5540 N Ridge Rd, Black River, MI compare to other homes in Black River 48721?

Among the 485 homes in Black River 48721, it is worth more than 74% of them ($370,323 against a typical $247,597) and its lot is bigger than 41% of them (44 ft² against a typical 0.69 ac). Measured against all of Alcona County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5540 N Ridge Rd, Black River, MI?

The 2025 property tax bill for 5540 N Ridge Rd, Black River, MI was $3,860. The county assessed it at $167,900.

More homes on N Ridge Rd

Closest homes

More homes in Black River 48721

Assigned schools

Explore the area

See this home in context

Open 5540 N Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map