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Single Family ResidenceResidential
$725,000$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $735,000 on Dec 30, 2025

56 RUGGLES ST

WESTBOROUGH, MA 01581
2
Beds
1.5
Baths
2,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$725K
$704K low$746K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$735,000 · Dec 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$588,000
NORTHPOINT MORTGAGE INC · recorded Dec 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,005 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$614,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$326,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$671,365

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1961
Lot (acres)The size of the land the home sits on, from county records.0.72
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westborough High SchoolA
High · Grades 9–12 · 0.3 mi
E
J. Harding Armstrong Elementary SchoolA-
Elementary · Grades KG–3 · 0.8 mi
M
Sarah W. Gibbons Middle SchoolA
Middle · Grades 7–8 · 0.9 mi

District: Westborough School District

Neighborhood · ZIP 01581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.21,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,023 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

56 Ruggles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Worcester County
  • Costs more per square foot than 73% of homes in Worcester County
  • Bigger than 66% of homes in Worcester County
  • Older than 87% of homes in Westborough 01581

What homes are worth in Westborough 01581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$1.5M

This home is worth more than 56% of homes in Westborough 01581.

How it measures up in Westborough 01581

The dot is this home. The mark in the middle is the typical home in Westborough 01581.

Estimated value$725,000
CheaperTypical $687,232Pricier

Pricier than 56% of homes nearby

Price per ft²$353
CheaperTypical $372Pricier

Pricier than 36% of homes nearby

Living area2,054 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.72 ac
SmallerTypical 0.65 acBigger

Bigger than 54% of homes nearby

Year built1938
OlderTypical 1977Newer

Newer than 13% of homes nearby

How 56 Ruggles St ranks against every home in each area.
MeasureThis homeWestborough 01581Worcester County
Estimated valuepricier than$725,00056% of homes85% of homes
Price per ft²pricier than$35336% of homes73% of homes
Living areabigger than2,054 ft²54% of homes66% of homes
Lot sizebigger than0.72 ac54% of homes61% of homes
Year builtnewer than193813% of homes26% of homes

About 56 Ruggles St

How much is 56 Ruggles St, Westborough, MA worth?

The TopHap Estimate for 56 Ruggles St, Westborough, MA is $725,000 as of Jul 14, 2026. The likely range is $703,762 to $746,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 56 Ruggles St, Westborough, MA last sell?

56 Ruggles St, Westborough, MA last sold on Dec 30, 2025 for $735,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 56 Ruggles St, Westborough, MA?

56 Ruggles St, Westborough, MA has 2 bedrooms, 1.5 bathrooms, 2,054 square feet of living space and a 0.72-acre lot.

When was 56 Ruggles St, Westborough, MA built?

56 Ruggles St, Westborough, MA was built in 1938, making it 88 years old. It is a cape cod home. The building has 2 stories.

What schools serve 56 Ruggles St, Westborough, MA?

56 Ruggles St, Westborough, MA is assigned to Westborough High School (high), rated A; J. Harding Armstrong Elementary School (elementary), rated A-; Sarah W. Gibbons Middle School (middle), rated A. All sit in Westborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 56 Ruggles St, Westborough, MA compare to other homes in Westborough 01581?

Among the 5,697 homes in Westborough 01581, it is worth more than 56% of them ($725,000 against a typical $687,232), its price per square foot is higher than 36% of them ($353 against a typical $372), it is bigger than 54% of them (2,054 ft² against a typical 1,944 ft²), its lot is bigger than 54% of them (0.72 ac against a typical 0.65 ac) and it is newer than 13% of them (1938 against a typical 1977). Measured against all of Worcester County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 56 Ruggles St, Westborough, MA?

The 2025 property tax bill for 56 Ruggles St, Westborough, MA was $10,005. The county assessed it at $614,200.

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