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Single Family ResidenceResidential
$150,470$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

628 RIVER DR

GAFFNEY, SC 29340
0
Baths
1,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$133K low$168K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$32,913
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$26,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,433
LOANDEPOT.COM LLC · recorded Feb 23, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,124
MIDFIRST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$209 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$690
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.3.10
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gaffney High SchoolD+
High · Grades 9–12 · 4.1 mi

District: Cherokee County School District

Neighborhood · ZIP 29340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,363
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Cherokee County
  • Costs less per square foot than 84% of homes in Cherokee County
  • Bigger than 77% of homes in Gaffney 29340
  • Has a bigger lot than 82% of homes in Gaffney 29340
  • Older than 90% of homes in Cherokee County

What homes are worth in Gaffney 29340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$462K

This home is worth more than 47% of homes in Gaffney 29340.

How it measures up in Gaffney 29340

The dot is this home. The mark in the middle is the typical home in Gaffney 29340.

Estimated value$150,470
CheaperTypical $156,926Pricier

Pricier than 47% of homes nearby

Price per ft²$87
CheaperTypical $120Pricier

Pricier than 23% of homes nearby

Living area1,720 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 77% of homes nearby

Lot size3.1 ac
SmallerTypical 0.73 acBigger

Bigger than 82% of homes nearby

Year built1940
OlderTypical 1975Newer

Newer than 14% of homes nearby

How 628 River Dr ranks against every home in each area.
MeasureThis homeGaffney 29340Cherokee County
Estimated valuepricier than$150,47047% of homes35% of homes
Price per ft²pricier than$8723% of homes16% of homes
Living areabigger than1,720 ft²77% of homes71% of homes
Lot sizebigger than3.1 ac82% of homes78% of homes
Year builtnewer than194014% of homes10% of homes

About 628 River Dr

How much is 628 River Dr, Gaffney, SC worth?

The TopHap Estimate for 628 River Dr, Gaffney, SC is $150,470 as of Jul 14, 2026. The likely range is $132,693 to $168,247. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 River Dr, Gaffney, SC last sell?

628 River Dr, Gaffney, SC last sold on Nov 4, 2010, according to the county's recorded deed.

How big is 628 River Dr, Gaffney, SC?

628 River Dr, Gaffney, SC has 1,720 square feet of living space and a 3.10-acre lot.

When was 628 River Dr, Gaffney, SC built?

628 River Dr, Gaffney, SC was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 628 River Dr, Gaffney, SC?

628 River Dr, Gaffney, SC is assigned to Gaffney High School (high), rated D+. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 River Dr, Gaffney, SC compare to other homes in Gaffney 29340?

Among the 8,040 homes in Gaffney 29340, it is worth more than 47% of them ($150,470 against a typical $156,926), its price per square foot is higher than 23% of them ($87 against a typical $120), it is bigger than 77% of them (1,720 ft² against a typical 1,300 ft²), its lot is bigger than 82% of them (3.1 ac against a typical 0.73 ac) and it is newer than 14% of them (1940 against a typical 1975). Measured against all of Cherokee County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 River Dr, Gaffney, SC?

The 2025 property tax bill for 628 River Dr, Gaffney, SC was $209. The county assessed it at $3,580.

More homes on River Dr

Closest homes

More homes in Gaffney 29340

Assigned schools

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