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Single Family ResidenceResidential
$396,403$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Apr 17, 2009

635 RUTLEDGE DR

LODI, CA 95242
3
Beds
2
Baths
1,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$396K
$379K low$414K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Apr 17, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$216,203
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,200
QUICKEN LOANS LLC · recorded May 4, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
BANK OF STOCKTON

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,038 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,065 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,353
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,712
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,065

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Millswood Middle SchoolC-
Middle · Grades 7–8 · 0.4 mi
E
Woodbridge Elementary SchoolC-
Elementary · Grades KG–6 · 0.5 mi
H
Lodi High SchoolB
High · Grades 9–12 · 0.9 mi

District: Lodi Unified School District

Neighborhood · ZIP 95242These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.33,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.292 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,302
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Rutledge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Lodi 95242
  • Costs more per square foot than 69% of homes in San Joaquin County
  • Smaller than 86% of homes in Lodi 95242
  • Has a smaller lot than 67% of homes in Lodi 95242
  • Older than 69% of homes in Lodi 95242

What homes are worth in Lodi 95242

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$1.3M

This home is worth more than 13% of homes in Lodi 95242.

How it measures up in Lodi 95242

The dot is this home. The mark in the middle is the typical home in Lodi 95242.

Estimated value$396,403
CheaperTypical $567,872Pricier

Pricier than 13% of homes nearby

Price per ft²$321
CheaperTypical $306Pricier

Pricier than 64% of homes nearby

Living area1,236 ft²
SmallerTypical 1,826 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 33% of homes nearby

Year built1972
OlderTypical 1987Newer

Newer than 31% of homes nearby

How 635 Rutledge Dr ranks against every home in each area.
MeasureThis homeLodi 95242San Joaquin County
Estimated valuepricier than$396,40313% of homes25% of homes
Price per ft²pricier than$32164% of homes69% of homes
Living areabigger than1,236 ft²14% of homes21% of homes
Lot sizebigger than0.14 ac33% of homes34% of homes
Year builtnewer than197231% of homes31% of homes

About 635 Rutledge Dr

How much is 635 Rutledge Dr, Lodi, CA worth?

The TopHap Estimate for 635 Rutledge Dr, Lodi, CA is $396,403 as of Jul 14, 2026. The likely range is $378,589 to $414,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Rutledge Dr, Lodi, CA last sell?

635 Rutledge Dr, Lodi, CA last sold on Apr 17, 2009 for $145,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 635 Rutledge Dr, Lodi, CA?

635 Rutledge Dr, Lodi, CA has 3 bedrooms, 2 bathrooms, 1,236 square feet of living space and a 0.14-acre lot.

When was 635 Rutledge Dr, Lodi, CA built?

635 Rutledge Dr, Lodi, CA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 635 Rutledge Dr, Lodi, CA?

635 Rutledge Dr, Lodi, CA is assigned to Millswood Middle School (middle), rated C-; Woodbridge Elementary School (elementary), rated C-; Lodi High School (high), rated B. All sit in Lodi Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 635 Rutledge Dr, Lodi, CA compare to other homes in Lodi 95242?

Among the 10,276 homes in Lodi 95242, it is worth more than 13% of them ($396,403 against a typical $567,872), its price per square foot is higher than 64% of them ($321 against a typical $306), it is bigger than 14% of them (1,236 ft² against a typical 1,826 ft²), its lot is bigger than 33% of them (0.14 ac against a typical 0.15 ac) and it is newer than 31% of them (1972 against a typical 1987). Measured against all of San Joaquin County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Rutledge Dr, Lodi, CA?

The 2025 property tax bill for 635 Rutledge Dr, Lodi, CA was $2,038. The county assessed it at $194,065.

More homes on Rutledge Dr

Closest homes

More homes in Lodi 95242

Assigned schools

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