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Single Family ResidenceResidential
$487,427$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Nov 21, 2022

64 RUGGLES ST

FRANKLIN, MA 02038
3
Beds
2
Baths
1,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$487K
$451K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Nov 21, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$207,427
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,000
CITIZENS BANK · P · 5.88% 1 · recorded Nov 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,258 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$452,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$219,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,090

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyNORFOLK
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Davis Thayer Elementary School
Elementary · Grades KG–5 · 0.5 mi
H
Franklin High SchoolA
High · Grades 9–12 · 1.1 mi
M
Annie Sullivan Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi

District: Franklin School District

Neighborhood · ZIP 02038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,220
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,360
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

64 Ruggles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Franklin 02038
  • Costs less per square foot than 79% of homes in Norfolk County
  • Smaller than 77% of homes in Franklin 02038
  • Has a smaller lot than 96% of homes in Franklin 02038
  • Older than 90% of homes in Franklin 02038

What homes are worth in Franklin 02038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$1.3M

This home is worth more than 12% of homes in Franklin 02038.

How it measures up in Franklin 02038

The dot is this home. The mark in the middle is the typical home in Franklin 02038.

Estimated value$487,427
CheaperTypical $707,049Pricier

Pricier than 12% of homes nearby

Price per ft²$365
CheaperTypical $384Pricier

Pricier than 38% of homes nearby

Living area1,334 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.2 ac
SmallerTypical 0.7 acBigger

Bigger than 4% of homes nearby

Year built1920
OlderTypical 1985Newer

Newer than 10% of homes nearby

How 64 Ruggles St ranks against every home in each area.
MeasureThis homeFranklin 02038Norfolk County
Estimated valuepricier than$487,42712% of homes13% of homes
Price per ft²pricier than$36538% of homes21% of homes
Living areabigger than1,334 ft²23% of homes30% of homes
Lot sizebigger than0.2 ac4% of homes25% of homes
Year builtnewer than192010% of homes18% of homes

About 64 Ruggles St

How much is 64 Ruggles St, Franklin, MA worth?

The TopHap Estimate for 64 Ruggles St, Franklin, MA is $487,427 as of Jul 14, 2026. The likely range is $450,626 to $524,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 64 Ruggles St, Franklin, MA last sell?

64 Ruggles St, Franklin, MA last sold on Nov 21, 2022 for $350,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 64 Ruggles St, Franklin, MA?

64 Ruggles St, Franklin, MA has 3 bedrooms, 2 bathrooms, 1,334 square feet of living space and a 0.20-acre lot.

When was 64 Ruggles St, Franklin, MA built?

64 Ruggles St, Franklin, MA was built in 1920, making it 106 years old. It is a bungalow home. The building has 1 story.

What schools serve 64 Ruggles St, Franklin, MA?

64 Ruggles St, Franklin, MA is assigned to Davis Thayer Elementary School (elementary); Franklin High School (high), rated A; Annie Sullivan Middle School (middle), rated B+. All sit in Franklin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 64 Ruggles St, Franklin, MA compare to other homes in Franklin 02038?

Among the 10,125 homes in Franklin 02038, it is worth more than 12% of them ($487,427 against a typical $707,049), its price per square foot is higher than 38% of them ($365 against a typical $384), it is bigger than 23% of them (1,334 ft² against a typical 1,872 ft²), its lot is bigger than 4% of them (0.2 ac against a typical 0.7 ac) and it is newer than 10% of them (1920 against a typical 1985). Measured against all of Norfolk County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 64 Ruggles St, Franklin, MA?

The 2025 property tax bill for 64 Ruggles St, Franklin, MA was $5,258. The county assessed it at $452,500.

More homes on Ruggles St

Closest homes

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Assigned schools

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