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Single Family ResidenceResidential
$591,787$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $580,000 on Oct 29, 2025

640 N ROSE ST

ESCONDIDO, CA 92027
3
Beds
2
Baths
1,623 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$592K
$492K low$692K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$580,000 · Oct 29, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,230
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$464,000
E MORTGAGE CAPITAL INC · recorded Oct 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$958 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$675,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$550,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,863

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
24
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.14
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rose Elementary SchoolC+
Elementary · Grades PK–5 · 0.3 mi
M
Mission Middle SchoolD
Middle · Grades 6–8 · 0.8 mi
H
Orange Glen High SchoolC
High · Grades 9–12 · 1.3 mi

District: Escondido Union High School District

Neighborhood · ZIP 92027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.58,613
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.840 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,211
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 N Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in San Diego County
  • Costs less per square foot than 94% of homes in San Diego County
  • Bigger than 79% of homes in Midway
  • Has a smaller lot than 96% of homes in Midway
  • Older than 77% of homes in San Diego County

What homes are worth in Escondido 92027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$323K$1.4M

This home is worth more than 20% of homes in Escondido 92027.

How it measures up in Escondido 92027

The dot is this home. The mark in the middle is the typical home in Escondido 92027.

Estimated value$591,787
CheaperTypical $713,325Pricier

Pricier than 20% of homes nearby

Price per ft²$365
CheaperTypical $457Pricier

Pricier than 11% of homes nearby

Living area1,623 ft²
SmallerTypical 1,473 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 5% of homes nearby

Year built1970
OlderTypical 1977Newer

Newer than 31% of homes nearby

How 640 N Rose St ranks against every home in each area.
MeasureThis homeMidwayEscondido 92027San Diego County
Estimated valuepricier than$591,78727% of homes20% of homes15% of homes
Price per ft²pricier than$3657% of homes11% of homes6% of homes
Living areabigger than1,623 ft²79% of homes60% of homes57% of homes
Lot sizebigger than0.14 ac4% of homes5% of homes19% of homes
Year builtnewer than197045% of homes31% of homes23% of homes

About 640 N Rose St

How much is 640 N Rose St, Escondido, CA worth?

The TopHap Estimate for 640 N Rose St, Escondido, CA is $591,787 as of Jul 14, 2026. The likely range is $491,723 to $691,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 N Rose St, Escondido, CA last sell?

640 N Rose St, Escondido, CA last sold on Oct 29, 2025 for $580,000, according to the county's recorded deed.

How big is 640 N Rose St, Escondido, CA?

640 N Rose St, Escondido, CA has 3 bedrooms, 2 bathrooms, 1,623 square feet of living space and a 0.14-acre lot.

When was 640 N Rose St, Escondido, CA built?

640 N Rose St, Escondido, CA was built in 1970, making it 56 years old.

What schools serve 640 N Rose St, Escondido, CA?

640 N Rose St, Escondido, CA is assigned to Rose Elementary School (elementary), rated C+; Mission Middle School (middle), rated D; Orange Glen High School (high), rated C. All sit in Escondido Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 N Rose St, Escondido, CA compare to other homes in Escondido 92027?

Among the 13,890 homes in Escondido 92027, it is worth more than 20% of them ($591,787 against a typical $713,325), its price per square foot is higher than 11% of them ($365 against a typical $457), it is bigger than 60% of them (1,623 ft² against a typical 1,473 ft²), its lot is bigger than 5% of them (0.14 ac against a typical 0.25 ac) and it is newer than 31% of them (1970 against a typical 1977). Measured against all of San Diego County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 N Rose St, Escondido, CA?

The 2025 property tax bill for 640 N Rose St, Escondido, CA was $958. The county assessed it at $675,000.

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Assigned schools

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See this home in context

Open 640 N Rose Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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