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Single Family ResidenceResidential
$96,418$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jun 13, 2025

640 NETTLETON RD

HARROGATE, TN 37752
1
Baths
740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$96K
$77K low$115K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jun 13, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,418
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,134

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$257 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClaiborne
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.45
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Patio · 40 ft²Porch · 202 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ellen Myers Primary SchoolC
Elementary · Grades PK–4 · 0.5 mi
M
H. Y. Livesay Middle SchoolA-
Middle · Grades 5–8 · 2.4 mi
H
Cumberland Gap High SchoolC+
High · Grades 9–12 · 3.9 mi

District: Claiborne County School District

Neighborhood · ZIP 37752These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,676
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Nettleton Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Harrogate 37752
  • Costs less per square foot than 66% of homes in Harrogate 37752
  • Smaller than 95% of homes in Harrogate 37752
  • Has a smaller lot than 79% of homes in Claiborne County
  • Older than 96% of homes in Harrogate 37752

What homes are worth in Harrogate 37752

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$608K

This home is worth more than 8% of homes in Harrogate 37752.

How it measures up in Harrogate 37752

The dot is this home. The mark in the middle is the typical home in Harrogate 37752.

Estimated value$96,418
CheaperTypical $213,502Pricier

Pricier than 8% of homes nearby

Price per ft²$130
CheaperTypical $156Pricier

Pricier than 34% of homes nearby

Living area740 ft²
SmallerTypical 1,369 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.45 ac
SmallerTypical 0.59 acBigger

Bigger than 32% of homes nearby

Year built1928
OlderTypical 1980Newer

Newer than 4% of homes nearby

How 640 Nettleton Rd ranks against every home in each area.
MeasureThis homeHarrogate 37752Claiborne County
Estimated valuepricier than$96,4188% of homes13% of homes
Price per ft²pricier than$13034% of homes36% of homes
Living areabigger than740 ft²5% of homes7% of homes
Lot sizebigger than0.45 ac32% of homes21% of homes
Year builtnewer than19284% of homes4% of homes

About 640 Nettleton Rd

How much is 640 Nettleton Rd, Harrogate, TN worth?

The TopHap Estimate for 640 Nettleton Rd, Harrogate, TN is $96,418 as of Jul 14, 2026. The likely range is $77,467 to $115,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Nettleton Rd, Harrogate, TN last sell?

640 Nettleton Rd, Harrogate, TN last sold on Jun 13, 2025 for $90,000, according to the county's recorded deed.

How big is 640 Nettleton Rd, Harrogate, TN?

640 Nettleton Rd, Harrogate, TN has 1 bathrooms, 740 square feet of living space and a 0.45-acre lot.

When was 640 Nettleton Rd, Harrogate, TN built?

640 Nettleton Rd, Harrogate, TN was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 640 Nettleton Rd, Harrogate, TN?

640 Nettleton Rd, Harrogate, TN is assigned to Ellen Myers Primary School (elementary), rated C; H. Y. Livesay Middle School (middle), rated A-; Cumberland Gap High School (high), rated C+. All sit in Claiborne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Nettleton Rd, Harrogate, TN compare to other homes in Harrogate 37752?

Among the 2,680 homes in Harrogate 37752, it is worth more than 8% of them ($96,418 against a typical $213,502), its price per square foot is higher than 34% of them ($130 against a typical $156), it is bigger than 5% of them (740 ft² against a typical 1,369 ft²), its lot is bigger than 32% of them (0.45 ac against a typical 0.59 ac) and it is newer than 4% of them (1928 against a typical 1980). Measured against all of Claiborne County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Nettleton Rd, Harrogate, TN?

The 2024 property tax bill for 640 Nettleton Rd, Harrogate, TN was $257. The county assessed it at $11,000.

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Assigned schools

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See this home in context

Open 640 Nettleton Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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