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Single Family ResidenceResidential
$408,499$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $359,900 on Aug 19, 2022

642 SW ROSEMARY DR

LAKE CITY, FL 32024
3
Beds
2
Baths
1,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$408K
$372K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$359,900 · Aug 19, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,599
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,879
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$359,900
THE MORTGAGE FIRM INC · recorded Aug 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,848 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$343,532 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,032
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$322,634
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$343,532

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westside Elementary SchoolA-
Elementary · Grades PK–5 · 1.1 mi
M
Lake City Middle SchoolC-
Middle · Grades 7–8 · 3.2 mi
H
Columbia High SchoolD
High · Grades 9–12 · 4.4 mi

District: Columbia County School District

Neighborhood · ZIP 32024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,403
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.149 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,719
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,291
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Sw Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Columbia County
  • Costs more per square foot than 88% of homes in Columbia County
  • Bigger than 69% of homes in Columbia County
  • Among the smallest lots in Lake City 32024
  • Newer than 93% of homes in Columbia County

What homes are worth in Lake City 32024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$746K

This home is worth more than 78% of homes in Lake City 32024.

How it measures up in Lake City 32024

The dot is this home. The mark in the middle is the typical home in Lake City 32024.

Estimated value$408,499
CheaperTypical $325,076Pricier

Pricier than 78% of homes nearby

Price per ft²$222
CheaperTypical $182Pricier

Pricier than 87% of homes nearby

Living area1,840 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.25 ac
SmallerTypical 2 acBigger

Smaller than almost all homes nearby

Year built2011
OlderTypical 1995Newer

Newer than 89% of homes nearby

How 642 Sw Rosemary Dr ranks against every home in each area.
MeasureThis homeLake City 32024Columbia County
Estimated valuepricier than$408,49978% of homes82% of homes
Price per ft²pricier than$22287% of homes88% of homes
Living areabigger than1,840 ft²65% of homes69% of homes
Lot sizebigger than0.25 acalmost no homes10% of homes
Year builtnewer than201189% of homes93% of homes

About 642 Sw Rosemary Dr

How much is 642 Sw Rosemary Dr, Lake City, FL worth?

The TopHap Estimate for 642 Sw Rosemary Dr, Lake City, FL is $408,499 as of Jul 14, 2026. The likely range is $371,667 to $445,331. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 Sw Rosemary Dr, Lake City, FL last sell?

642 Sw Rosemary Dr, Lake City, FL last sold on Aug 19, 2022 for $359,900, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 642 Sw Rosemary Dr, Lake City, FL?

642 Sw Rosemary Dr, Lake City, FL has 3 bedrooms, 2 bathrooms, 1,840 square feet of living space and a 0.25-acre lot.

When was 642 Sw Rosemary Dr, Lake City, FL built?

642 Sw Rosemary Dr, Lake City, FL was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 642 Sw Rosemary Dr, Lake City, FL?

642 Sw Rosemary Dr, Lake City, FL is assigned to Westside Elementary School (elementary), rated A-; Lake City Middle School (middle), rated C-; Columbia High School (high), rated D. All sit in Columbia County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Sw Rosemary Dr, Lake City, FL compare to other homes in Lake City 32024?

Among the 7,704 homes in Lake City 32024, it is worth more than 78% of them ($408,499 against a typical $325,076), its price per square foot is higher than 87% of them ($222 against a typical $182), it is bigger than 65% of them (1,840 ft² against a typical 1,620 ft²), its lot is bigger than almost none of them (0.25 ac against a typical 2 ac) and it is newer than 89% of them (2011 against a typical 1995). Measured against all of Columbia County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Sw Rosemary Dr, Lake City, FL?

The 2024 property tax bill for 642 Sw Rosemary Dr, Lake City, FL was $4,848. The county assessed it at $343,532.

More homes on Sw Rosemary Dr

Closest homes

More homes in Lake City 32024

Assigned schools

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