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Single Family ResidentialResidential
$1,340,113$767 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

643 RACE RD

COUPEVILLE, WA 98239
1
Beds
3
Baths
1,748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.91 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$888,513
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$710,810
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$401,600
WELLS FARGO BANK NA · recorded Apr 10, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WELLS FARGO BANK NA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,327,769 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$677,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$650,769
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,291,792
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,327,769

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
Lot (acres)The size of the land the home sits on, from county records.2.91
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Aluminum
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 864 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Coupeville High SchoolB-
High · Grades 9–12 · 4.6 mi
M
Coupeville Middle SchoolB
Middle · Grades 6–8 · 4.6 mi
E
Coupeville Elementary SchoolB
Elementary · Grades PK–5 · 4.8 mi

District: Coupeville School District

Neighborhood · ZIP 98239These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.276

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,949
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.185 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,904
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Race Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Coupeville 98239
  • Costs more per square foot than 95% of homes in Coupeville 98239
  • Has a bigger lot than 75% of homes in Coupeville 98239
  • Newer than 84% of homes in Island County

What homes are worth in Coupeville 98239

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.5M

This home is worth more than 96% of homes in Coupeville 98239.

How it measures up in Coupeville 98239

The dot is this home. The mark in the middle is the typical home in Coupeville 98239.

Estimated value$1,340,113
CheaperTypical $653,216Pricier

Pricier than 96% of homes nearby

Price per ft²$767
CheaperTypical $375Pricier

Pricier than 95% of homes nearby

Living area1,748 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 53% of homes nearby

Lot size2.91 ac
SmallerTypical 0.54 acBigger

Bigger than 75% of homes nearby

Year built2006
OlderTypical 1990Newer

Newer than 82% of homes nearby

How 643 Race Rd ranks against every home in each area.
MeasureThis homeCoupeville 98239Island County
Estimated valuepricier than$1,340,11396% of homes95% of homes
Price per ft²pricier than$76795% of homes94% of homes
Living areabigger than1,748 ft²53% of homes53% of homes
Lot sizebigger than2.91 ac75% of homes73% of homes
Year builtnewer than200682% of homes84% of homes

About 643 Race Rd

How much is 643 Race Rd, Coupeville, WA worth?

The TopHap Estimate for 643 Race Rd, Coupeville, WA is $1,340,113 as of Jun 23, 2026. The likely range is $1,179,299 to $1,500,926. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 643 Race Rd, Coupeville, WA?

643 Race Rd, Coupeville, WA has 1 bedrooms, 3 bathrooms, 1,748 square feet of living space and a 2.91-acre lot.

When was 643 Race Rd, Coupeville, WA built?

643 Race Rd, Coupeville, WA was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 643 Race Rd, Coupeville, WA?

643 Race Rd, Coupeville, WA is assigned to Coupeville High School (high), rated B-; Coupeville Middle School (middle), rated B; Coupeville Elementary School (elementary), rated B. All sit in Coupeville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Race Rd, Coupeville, WA compare to other homes in Coupeville 98239?

Among the 4,351 homes in Coupeville 98239, it is worth more than 96% of them ($1,340,113 against a typical $653,216), its price per square foot is higher than 95% of them ($767 against a typical $375), it is bigger than 53% of them (1,748 ft² against a typical 1,682 ft²), its lot is bigger than 75% of them (2.91 ac against a typical 0.54 ac) and it is newer than 82% of them (2006 against a typical 1990). Measured against all of Island County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Race Rd

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Assigned schools

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