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Single Family ResidenceResidential
$1,440,250$757 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $1,150,000 on Apr 23, 2021

644 ROCKLEDGE ST

OCEANSIDE, CA 92054
3
Beds
3
Baths
1,902 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,150,000 · Apr 23, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$520,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$416,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$920,000
UNITED WHOLESALE MORTGAGE · recorded Apr 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,962 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,269,690 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$949,507
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,183
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,244,795

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oceanside High SchoolC
High · Grades 9–12 · 0.7 mi
M
Lincoln Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
E
Laurel Elementary SchoolC+
Elementary · Grades KG–5 · 1.2 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Rockledge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in San Diego County
  • Costs more per square foot than 81% of homes in San Diego County
  • Bigger than 88% of homes in Townsite
  • Has a smaller lot than 80% of homes in Townsite
  • Older than 92% of homes in San Diego County

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$415K$3.6M

This home is worth more than 79% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$1,440,250
CheaperTypical $1,052,509Pricier

Pricier than 79% of homes nearby

Price per ft²$757
CheaperTypical $707Pricier

Pricier than 58% of homes nearby

Living area1,902 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.28 ac
SmallerTypical 0.48 acBigger

Bigger than 39% of homes nearby

Year built1953
OlderTypical 1984Newer

Newer than 11% of homes nearby

How 644 Rockledge St ranks against every home in each area.
MeasureThis homeTownsiteOceanside 92054San Diego County
Estimated valuepricier than$1,440,25076% of homes79% of homes81% of homes
Price per ft²pricier than$75728% of homes58% of homes81% of homes
Living areabigger than1,902 ft²88% of homes79% of homes68% of homes
Lot sizebigger than0.28 ac20% of homes39% of homes52% of homes
Year builtnewer than195310% of homes11% of homes8% of homes

About 644 Rockledge St

How much is 644 Rockledge St, Oceanside, CA worth?

The TopHap Estimate for 644 Rockledge St, Oceanside, CA is $1,440,250 as of Jun 23, 2026. The likely range is $1,281,822 to $1,598,677. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Rockledge St, Oceanside, CA last sell?

644 Rockledge St, Oceanside, CA last sold on Apr 23, 2021 for $1,150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 644 Rockledge St, Oceanside, CA?

644 Rockledge St, Oceanside, CA has 3 bedrooms, 3 bathrooms, 1,902 square feet of living space and a 0.28-acre lot.

When was 644 Rockledge St, Oceanside, CA built?

644 Rockledge St, Oceanside, CA was built in 1953, making it 73 years old. It is a contemporary home. The building has 1 story.

What schools serve 644 Rockledge St, Oceanside, CA?

644 Rockledge St, Oceanside, CA is assigned to Oceanside High School (high), rated C; Lincoln Middle School (middle), rated C-; Laurel Elementary School (elementary), rated C+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Rockledge St, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,472 homes in Oceanside 92054, it is worth more than 79% of them ($1,440,250 against a typical $1,052,509), its price per square foot is higher than 58% of them ($757 against a typical $707), it is bigger than 79% of them (1,902 ft² against a typical 1,236 ft²), its lot is bigger than 39% of them (0.28 ac against a typical 0.48 ac) and it is newer than 11% of them (1953 against a typical 1984). Measured against all of San Diego County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Rockledge St, Oceanside, CA?

The 2025 property tax bill for 644 Rockledge St, Oceanside, CA was $13,962. The county assessed it at $1,269,690.

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