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Single Family ResidenceResidential
$100,455$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $28,000 on Feb 12, 2019

644 STATE ROUTE 18

NETTIE, WV 26681
2
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.05 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$100K
$93K low$107K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$28,000 · Feb 12, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,688
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,950
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,767
ALCOVA MORTGAGE LLC · P · recorded Dec 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$394 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,140 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNicholas
Lot (acres)The size of the land the home sits on, from county records.4.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Panther Creek Elementary SchoolA
Elementary · Grades PK–5 · 2.2 mi
M
Richwood Middle SchoolC
Middle · Grades 6–8 · 8.0 mi
H
Richwood High SchoolA+
High · Grades 9–12 · 9.8 mi

District: Nicholas County School District

Neighborhood · ZIP 26681These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,019
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,295
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 State Route 18 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Nettie 26681
  • Smaller than 82% of homes in Nettie 26681
  • Has a bigger lot than 79% of homes in Nettie 26681
  • Newer than 90% of homes in Nicholas County

What homes are worth in Nettie 26681

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$395K

This home is worth more than 24% of homes in Nettie 26681.

How it measures up in Nettie 26681

The dot is this home. The mark in the middle is the typical home in Nettie 26681.

Estimated value$100,455
CheaperTypical $147,609Pricier

Pricier than 24% of homes nearby

Price per ft²$97
CheaperTypical $100Pricier

Pricier than 46% of homes nearby

Living area1,040 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 18% of homes nearby

Lot size4.05 ac
SmallerTypical 1.4 acBigger

Bigger than 79% of homes nearby

Year built2007
OlderTypical 1978Newer

Newer than 89% of homes nearby

How 644 State Route 18 ranks against every home in each area.
MeasureThis homeNettie 26681Nicholas County
Estimated valuepricier than$100,45524% of homes33% of homes
Price per ft²pricier than$9746% of homes50% of homes
Living areabigger than1,040 ft²18% of homes20% of homes
Lot sizebigger than4.05 ac79% of homes79% of homes
Year builtnewer than200789% of homes90% of homes

About 644 State Route 18

How much is 644 State Route 18, Nettie, WV worth?

The TopHap Estimate for 644 State Route 18, Nettie, WV is $100,455 as of Jul 14, 2026. The likely range is $93,492 to $107,418. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 State Route 18, Nettie, WV last sell?

644 State Route 18, Nettie, WV last sold on Feb 12, 2019 for $28,000, according to the county's recorded deed.

How big is 644 State Route 18, Nettie, WV?

644 State Route 18, Nettie, WV has 2 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 4.05-acre lot.

When was 644 State Route 18, Nettie, WV built?

644 State Route 18, Nettie, WV was built in 2007, making it 19 years old. It is a ranch home. The building has 1 story.

What schools serve 644 State Route 18, Nettie, WV?

644 State Route 18, Nettie, WV is assigned to Panther Creek Elementary School (elementary), rated A; Richwood Middle School (middle), rated C; Richwood High School (high), rated A+. All sit in Nicholas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 State Route 18, Nettie, WV compare to other homes in Nettie 26681?

Among the 774 homes in Nettie 26681, it is worth more than 24% of them ($100,455 against a typical $147,609), its price per square foot is higher than 46% of them ($97 against a typical $100), it is bigger than 18% of them (1,040 ft² against a typical 1,478 ft²), its lot is bigger than 79% of them (4.05 ac against a typical 1.4 ac) and it is newer than 89% of them (2007 against a typical 1978). Measured against all of Nicholas County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 State Route 18, Nettie, WV?

The 2025 property tax bill for 644 State Route 18, Nettie, WV was $394. The county assessed it at $40,140.

More homes on State Route 18

Closest homes

More homes in Nettie 26681

Assigned schools

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