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Single Family ResidenceResidential
$341,470$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Dec 19, 2024

645 ROUTE 106

READING, VT 05062
3
Beds
2.5
Baths
1,877 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1863
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$341K
$310K low$373K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Dec 19, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$341,470
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$273,176

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,591 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.167 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reading Elementary School
Elementary · Grades PK–4 · 0.1 mi
M
Woodstock Union Middle / High SchoolA
Middle · Grades 7–12 · 11.0 mi

District: Windsor Central Unified Union School District

Neighborhood · ZIP 05062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.649
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,549
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,756
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Route 106 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Windsor County
  • Bigger than 66% of homes in Windsor County
  • Has a smaller lot than 94% of homes in Reading 05062
  • Older than 92% of homes in Windsor County

What homes are worth in Reading 05062

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$1.9M

This home is worth more than 41% of homes in Reading 05062.

How it measures up in Reading 05062

The dot is this home. The mark in the middle is the typical home in Reading 05062.

Estimated value$341,470
CheaperTypical $384,531Pricier

Pricier than 41% of homes nearby

Price per ft²$182
CheaperTypical $242Pricier

Pricier than 23% of homes nearby

Living area1,877 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.28 ac
SmallerTypical 10.02 acBigger

Bigger than 6% of homes nearby

Year built1863
OlderTypical 1972Newer

Newer than 25% of homes nearby

How 645 Route 106 ranks against every home in each area.
MeasureThis homeReading 05062Windsor County
Estimated valuepricier than$341,47041% of homes39% of homes
Price per ft²pricier than$18223% of homes20% of homes
Living areabigger than1,877 ft²60% of homes66% of homes
Lot sizebigger than0.28 ac6% of homes12% of homes
Year builtnewer than186325% of homes8% of homes

About 645 Route 106

How much is 645 Route 106, Reading, VT worth?

The TopHap Estimate for 645 Route 106, Reading, VT is $341,470 as of Jul 14, 2026. The likely range is $309,947 to $372,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Route 106, Reading, VT last sell?

645 Route 106, Reading, VT last sold on Dec 19, 2024 for $290,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 645 Route 106, Reading, VT?

645 Route 106, Reading, VT has 3 bedrooms, 2.5 bathrooms, 1,877 square feet of living space and a 0.28-acre lot.

When was 645 Route 106, Reading, VT built?

645 Route 106, Reading, VT was built in 1863, making it 163 years old. It is a cape cod home. The building has 2 stories.

What schools serve 645 Route 106, Reading, VT?

645 Route 106, Reading, VT is assigned to Reading Elementary School (elementary); Woodstock Union Middle / High School (middle), rated A. All sit in Windsor Central Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Route 106, Reading, VT compare to other homes in Reading 05062?

Among the 384 homes in Reading 05062, it is worth more than 41% of them ($341,470 against a typical $384,531), its price per square foot is higher than 23% of them ($182 against a typical $242), it is bigger than 60% of them (1,877 ft² against a typical 1,680 ft²), its lot is bigger than 6% of them (0.28 ac against a typical 10.02 ac) and it is newer than 25% of them (1863 against a typical 1972). Measured against all of Windsor County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Route 106, Reading, VT?

The 2024 property tax bill for 645 Route 106, Reading, VT was $4,591. The county assessed it at $246,300.

More homes on Route 106

Closest homes

More homes in Reading 05062

Assigned schools

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