Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$235,016$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Aug 20, 2024

6464 RICHARD P RATCLIFF DR

SPICELAND, IN 47385
3
Beds
3
Baths
1,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$235K
$191K low$279K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Aug 20, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$75,016
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,013
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
PLAZA HOME MORTGAGE INC · recorded Aug 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,811 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.82 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENRY
Lot (acres)The size of the land the home sits on, from county records.3.80
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tri Elementary SchoolC+
Elementary · Grades KG–5 · 4.9 mi
M
Tri Junior-Senior High SchoolC-
Middle · Grades 6–12 · 4.9 mi

District: South Henry School Corporation

Neighborhood · ZIP 47385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.208
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,633
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,978
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6464 Richard P Ratcliff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Henry County
  • Costs more per square foot than 73% of homes in Henry County
  • Has a bigger lot than 84% of homes in Henry County
  • Newer than 98% of homes in Henry County

What homes are worth in Spiceland 47385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$565K

This home is worth more than 64% of homes in Spiceland 47385.

How it measures up in Spiceland 47385

The dot is this home. The mark in the middle is the typical home in Spiceland 47385.

Estimated value$235,016
CheaperTypical $199,336Pricier

Pricier than 64% of homes nearby

Price per ft²$137
CheaperTypical $122Pricier

Pricier than 62% of homes nearby

Living area1,712 ft²
SmallerTypical 1,636 ft²Bigger

Bigger than 56% of homes nearby

Lot size3.8 ac
SmallerTypical 0.6 acBigger

Bigger than 77% of homes nearby

Year built2013
OlderTypical 1960Newer

Newer than 96% of homes nearby

How 6464 Richard P Ratcliff Dr ranks against every home in each area.
MeasureThis homeSpiceland 47385Henry County
Estimated valuepricier than$235,01664% of homes73% of homes
Price per ft²pricier than$13762% of homes73% of homes
Living areabigger than1,712 ft²56% of homes60% of homes
Lot sizebigger than3.8 ac77% of homes84% of homes
Year builtnewer than201396% of homes98% of homes

About 6464 Richard P Ratcliff Dr

How much is 6464 Richard P Ratcliff Dr, Spiceland, IN worth?

The TopHap Estimate for 6464 Richard P Ratcliff Dr, Spiceland, IN is $235,016 as of Jul 14, 2026. The likely range is $190,915 to $279,117. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6464 Richard P Ratcliff Dr, Spiceland, IN last sell?

6464 Richard P Ratcliff Dr, Spiceland, IN last sold on Aug 20, 2024 for $200,000, according to the county's recorded deed.

How big is 6464 Richard P Ratcliff Dr, Spiceland, IN?

6464 Richard P Ratcliff Dr, Spiceland, IN has 3 bedrooms, 3 bathrooms, 1,712 square feet of living space and a 3.80-acre lot.

When was 6464 Richard P Ratcliff Dr, Spiceland, IN built?

6464 Richard P Ratcliff Dr, Spiceland, IN was built in 2013, making it 13 years old. The building has 2 stories.

What schools serve 6464 Richard P Ratcliff Dr, Spiceland, IN?

6464 Richard P Ratcliff Dr, Spiceland, IN is assigned to Tri Elementary School (elementary), rated C+; Tri Junior-Senior High School (middle), rated C-. All sit in South Henry School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6464 Richard P Ratcliff Dr, Spiceland, IN compare to other homes in Spiceland 47385?

Among the 687 homes in Spiceland 47385, it is worth more than 64% of them ($235,016 against a typical $199,336), its price per square foot is higher than 62% of them ($137 against a typical $122), it is bigger than 56% of them (1,712 ft² against a typical 1,636 ft²), its lot is bigger than 77% of them (3.8 ac against a typical 0.6 ac) and it is newer than 96% of them (2013 against a typical 1960). Measured against all of Henry County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6464 Richard P Ratcliff Dr, Spiceland, IN?

The 2025 property tax bill for 6464 Richard P Ratcliff Dr, Spiceland, IN was $1,811. The county assessed it at $212,900.

Closest homes

More homes in Spiceland 47385

Assigned schools

Explore the area

See this home in context

Open 6464 Richard P Ratcliff Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map