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TownhouseResidential
$196,426$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Mar 10, 2026

6972 TOWERING SPRUCE DR

RIVERVIEW, FL 33578
2
Beds
3
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$196K
$182K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Mar 10, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,062
GUILD MORTGAGE CO · recorded Mar 10, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
HOUSING FIN AUTHORITY OF HILLSBOROUGH

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,237 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,551 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,712
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,839
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,126
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,551

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyHillsborough
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2016
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 67 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grace M. Ippolito Elementary SchoolD
Elementary · Grades PK–5 · 0.4 mi
H
Spoto High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Don G. Giunta Middle SchoolD-
Middle · Grades 6–8 · 2.5 mi

District: Hillsborough County School District

Neighborhood · ZIP 33578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.255
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.62,982
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,632 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,212
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6972 Towering Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Riverview 33578
  • Costs less per square foot than 83% of homes in Hillsborough County
  • Smaller than 91% of homes in Riverview 33578
  • Newer than 79% of homes in Hillsborough County

What homes are worth in Riverview 33578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$628K

This home is worth more than 7% of homes in Riverview 33578.

How it measures up in Riverview 33578

The dot is this home. The mark in the middle is the typical home in Riverview 33578.

Estimated value$196,426
CheaperTypical $334,333Pricier

Pricier than 7% of homes nearby

Price per ft²$167
CheaperTypical $179Pricier

Pricier than 35% of homes nearby

Living area1,176 ft²
SmallerTypical 1,763 ft²Bigger

Bigger than 9% of homes nearby

Year built2008
OlderTypical 2006Newer

Newer than 57% of homes nearby

How 6972 Towering Spruce Dr ranks against every home in each area.
MeasureThis homeRiverview 33578Hillsborough County
Estimated valuepricier than$196,4267% of homes8% of homes
Price per ft²pricier than$16735% of homes17% of homes
Living areabigger than1,176 ft²9% of homes18% of homes
Year builtnewer than200857% of homes79% of homes

About 6972 Towering Spruce Dr

How much is 6972 Towering Spruce Dr, Riverview, FL worth?

The TopHap Estimate for 6972 Towering Spruce Dr, Riverview, FL is $196,426 as of Jul 14, 2026. The likely range is $181,908 to $210,944. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6972 Towering Spruce Dr, Riverview, FL last sell?

6972 Towering Spruce Dr, Riverview, FL last sold on Mar 10, 2026 for $200,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 6972 Towering Spruce Dr, Riverview, FL?

6972 Towering Spruce Dr, Riverview, FL has 2 bedrooms, 3 bathrooms and 1,176 square feet of living space.

When was 6972 Towering Spruce Dr, Riverview, FL built?

6972 Towering Spruce Dr, Riverview, FL was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 6972 Towering Spruce Dr, Riverview, FL?

6972 Towering Spruce Dr, Riverview, FL is assigned to Grace M. Ippolito Elementary School (elementary), rated D; Spoto High School (high), rated C-; Don G. Giunta Middle School (middle), rated D-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6972 Towering Spruce Dr, Riverview, FL compare to other homes in Riverview 33578?

Among the 19,009 homes in Riverview 33578, it is worth more than 7% of them ($196,426 against a typical $334,333), its price per square foot is higher than 35% of them ($167 against a typical $179), it is bigger than 9% of them (1,176 ft² against a typical 1,763 ft²) and it is newer than 57% of them (2008 against a typical 2006). Measured against all of Hillsborough County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6972 Towering Spruce Dr, Riverview, FL?

The 2025 property tax bill for 6972 Towering Spruce Dr, Riverview, FL was $4,237. The county assessed it at $177,551.

More homes on Towering Spruce Dr

Closest homes

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Assigned schools

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