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Single Family ResidenceResidential
$826,081$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7 RUGGLES POND RD

WESTBOROUGH, MA 01581
4
Beds
2.5
Baths
2,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$826K
$789K low$863K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,581
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,065
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,500
WESTBOROUGH SAVINGS · recorded Dec 19, 1989
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
WESTBOROUGH SAVINGS
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,429 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$763,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$356,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$406,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$821,845

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westborough High SchoolA
High · Grades 9–12 · 0.3 mi
E
J. Harding Armstrong Elementary SchoolA-
Elementary · Grades KG–3 · 0.8 mi
M
Sarah W. Gibbons Middle SchoolA
Middle · Grades 7–8 · 0.8 mi

District: Westborough School District

Neighborhood · ZIP 01581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.21,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,023 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7 Ruggles Pond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Worcester County
  • Costs more per square foot than 73% of homes in Worcester County
  • Bigger than 75% of homes in Worcester County
  • Has a bigger lot than 65% of homes in Worcester County
  • Newer than 72% of homes in Worcester County

What homes are worth in Westborough 01581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$1.5M

This home is worth more than 66% of homes in Westborough 01581.

How it measures up in Westborough 01581

The dot is this home. The mark in the middle is the typical home in Westborough 01581.

Estimated value$826,081
CheaperTypical $690,134Pricier

Pricier than 66% of homes nearby

Price per ft²$355
CheaperTypical $372Pricier

Pricier than 38% of homes nearby

Living area2,328 ft²
SmallerTypical 1,938 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.91 ac
SmallerTypical 0.65 acBigger

Bigger than 62% of homes nearby

Year built1989
OlderTypical 1976Newer

Newer than 63% of homes nearby

How 7 Ruggles Pond Rd ranks against every home in each area.
MeasureThis homeWestborough 01581Worcester County
Estimated valuepricier than$826,08166% of homes91% of homes
Price per ft²pricier than$35538% of homes73% of homes
Living areabigger than2,328 ft²65% of homes75% of homes
Lot sizebigger than0.91 ac62% of homes65% of homes
Year builtnewer than198963% of homes72% of homes

About 7 Ruggles Pond Rd

How much is 7 Ruggles Pond Rd, Westborough, MA worth?

The TopHap Estimate for 7 Ruggles Pond Rd, Westborough, MA is $826,081 as of Jul 14, 2026. The likely range is $788,719 to $863,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7 Ruggles Pond Rd, Westborough, MA last sell?

7 Ruggles Pond Rd, Westborough, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 7 Ruggles Pond Rd, Westborough, MA?

7 Ruggles Pond Rd, Westborough, MA has 4 bedrooms, 2.5 bathrooms, 2,328 square feet of living space and a 0.91-acre lot.

When was 7 Ruggles Pond Rd, Westborough, MA built?

7 Ruggles Pond Rd, Westborough, MA was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 7 Ruggles Pond Rd, Westborough, MA?

7 Ruggles Pond Rd, Westborough, MA is assigned to Westborough High School (high), rated A; J. Harding Armstrong Elementary School (elementary), rated A-; Sarah W. Gibbons Middle School (middle), rated A. All sit in Westborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7 Ruggles Pond Rd, Westborough, MA compare to other homes in Westborough 01581?

Among the 5,697 homes in Westborough 01581, it is worth more than 66% of them ($826,081 against a typical $690,134), its price per square foot is higher than 38% of them ($355 against a typical $372), it is bigger than 65% of them (2,328 ft² against a typical 1,938 ft²), its lot is bigger than 62% of them (0.91 ac against a typical 0.65 ac) and it is newer than 63% of them (1989 against a typical 1976). Measured against all of Worcester County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7 Ruggles Pond Rd, Westborough, MA?

The 2025 property tax bill for 7 Ruggles Pond Rd, Westborough, MA was $12,429. The county assessed it at $763,000.

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Assigned schools

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