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Single Family ResidenceResidential
$329,315$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Jul 25, 2025

7004 RIVER RD

PROSPECT, KY 40059
1
Beds
2
Baths
3,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$329K
$288K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Jul 25, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,315
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,452
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
L AND N FEDERAL CREDIT UNION · 6.22% 1 · recorded May 7, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,165 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.1.02
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ballard High SchoolA-
High · Grades 9–12 · 3.5 mi
M
Kammerer Middle SchoolC-
Middle · Grades 6–8 · 3.5 mi
E
Dunn Elementary SchoolA-
Elementary · Grades KG–5 · 3.5 mi

District: Jefferson County School District

Neighborhood · ZIP 40059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.687 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$242,554
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7004 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Prospect 40059
  • Costs less per square foot than 97% of homes in Prospect 40059
  • Bigger than 95% of homes in Jefferson County
  • Has a bigger lot than 94% of homes in Jefferson County
  • Among the oldest homes in Prospect 40059

What homes are worth in Prospect 40059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$2M

This home is worth more than 13% of homes in Prospect 40059.

How it measures up in Prospect 40059

The dot is this home. The mark in the middle is the typical home in Prospect 40059.

Estimated value$329,315
CheaperTypical $657,400Pricier

Pricier than 13% of homes nearby

Price per ft²$105
CheaperTypical $221Pricier

Pricier than 3% of homes nearby

Living area3,145 ft²
SmallerTypical 2,660 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.02 ac
SmallerTypical 0.38 acBigger

Bigger than 83% of homes nearby

Year built1921
OlderTypical 1994Newer

Older than almost all homes nearby

How 7004 River Rd ranks against every home in each area.
MeasureThis homeProspect 40059Jefferson County
Estimated valuepricier than$329,31513% of homes67% of homes
Price per ft²pricier than$1053% of homes8% of homes
Living areabigger than3,145 ft²67% of homes95% of homes
Lot sizebigger than1.02 ac83% of homes94% of homes
Year builtnewer than1921almost no homes10% of homes

About 7004 River Rd

How much is 7004 River Rd, Prospect, KY worth?

The TopHap Estimate for 7004 River Rd, Prospect, KY is $329,315 as of Jul 14, 2026. The likely range is $288,420 to $370,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7004 River Rd, Prospect, KY last sell?

7004 River Rd, Prospect, KY last sold on Jul 25, 2025 for $320,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7004 River Rd, Prospect, KY?

7004 River Rd, Prospect, KY has 1 bedrooms, 2 bathrooms, 3,145 square feet of living space and a 1.02-acre lot.

When was 7004 River Rd, Prospect, KY built?

7004 River Rd, Prospect, KY was built in 1921, making it 105 years old. It is a conventional home. The building has 1 story.

What schools serve 7004 River Rd, Prospect, KY?

7004 River Rd, Prospect, KY is assigned to Ballard High School (high), rated A-; Kammerer Middle School (middle), rated C-; Dunn Elementary School (elementary), rated A-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7004 River Rd, Prospect, KY compare to other homes in Prospect 40059?

Among the 8,612 homes in Prospect 40059, it is worth more than 13% of them ($329,315 against a typical $657,400), its price per square foot is higher than 3% of them ($105 against a typical $221), it is bigger than 67% of them (3,145 ft² against a typical 2,660 ft²), its lot is bigger than 83% of them (1.02 ac against a typical 0.38 ac) and it is newer than almost none of them (1921 against a typical 1994). Measured against all of Jefferson County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7004 River Rd, Prospect, KY?

The 2025 property tax bill for 7004 River Rd, Prospect, KY was $3,165. The county assessed it at $332,670.

More homes on River Rd

Closest homes

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Assigned schools

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