Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$65,960$35 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

704 MARSHA S RATCHFORD ST

MOBILE, AL 36610
15
Beds
2
Baths
1,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.97 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
20
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$66K
$41K low$91K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,960
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,768

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$697,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMobile
Lot (acres)The size of the land the home sits on, from county records.0.97
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William Douglass Robbins Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
M
Chastang Fournier K-8 SchoolD-
Middle · Grades KG–8 · 1.0 mi
H
Vigor High SchoolF
High · Grades 9–12 · 1.2 mi

District: Mobile County School District

Neighborhood · ZIP 36610These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.35%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,487
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.672 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$33,117
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$43,872
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

704 Marsha S Ratchford St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Mobile 36610
  • Costs less per square foot than 94% of homes in Mobile County
  • Bigger than 94% of homes in Mobile 36610
  • Has a bigger lot than 97% of homes in Mobile 36610
  • Newer than 94% of homes in Mobile 36610

What homes are worth in Mobile 36610

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$109K

This home is worth more than 90% of homes in Mobile 36610.

How it measures up in Mobile 36610

The dot is this home. The mark in the middle is the typical home in Mobile 36610.

Estimated value$65,960
CheaperTypical $36,014Pricier

Pricier than 90% of homes nearby

Price per ft²$35
CheaperTypical $31Pricier

Pricier than 59% of homes nearby

Living area1,908 ft²
SmallerTypical 1,175 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.97 ac
SmallerTypical 0.14 acBigger

Bigger than 97% of homes nearby

Year built2000
OlderTypical 1982Newer

Newer than 94% of homes nearby

How 704 Marsha S Ratchford St ranks against every home in each area.
MeasureThis homeMobile 36610Mobile County
Estimated valuepricier than$65,96090% of homes14% of homes
Price per ft²pricier than$3559% of homes6% of homes
Living areabigger than1,908 ft²94% of homes68% of homes
Lot sizebigger than0.97 ac97% of homes36% of homes
Year builtnewer than200094% of homes78% of homes

About 704 Marsha S Ratchford St

How much is 704 Marsha S Ratchford St, Mobile, AL worth?

The TopHap Estimate for 704 Marsha S Ratchford St, Mobile, AL is $65,960 as of Jul 14, 2026. The likely range is $40,901 to $91,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 704 Marsha S Ratchford St, Mobile, AL?

704 Marsha S Ratchford St, Mobile, AL has 15 bedrooms, 2 bathrooms, 1,908 square feet of living space and a 0.97-acre lot.

When was 704 Marsha S Ratchford St, Mobile, AL built?

704 Marsha S Ratchford St, Mobile, AL was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 704 Marsha S Ratchford St, Mobile, AL?

704 Marsha S Ratchford St, Mobile, AL is assigned to William Douglass Robbins Elementary School (elementary), rated A-; Chastang Fournier K-8 School (middle), rated D-; Vigor High School (high), rated F. All sit in Mobile County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 704 Marsha S Ratchford St, Mobile, AL compare to other homes in Mobile 36610?

Among the 4,613 homes in Mobile 36610, it is worth more than 90% of them ($65,960 against a typical $36,014), its price per square foot is higher than 59% of them ($35 against a typical $31), it is bigger than 94% of them (1,908 ft² against a typical 1,175 ft²), its lot is bigger than 97% of them (0.97 ac against a typical 0.14 ac) and it is newer than 94% of them (2000 against a typical 1982). Measured against all of Mobile County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Marsha S Ratchford St

Closest homes

More homes in Mobile 36610

Assigned schools

Explore the area

See this home in context

Open 704 Marsha S Ratchford St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map