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Single Family ResidenceResidential
$246,911$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $68,500 on Jun 26, 2006

705 RUTTER ST

PORTSMOUTH, VA 23704
2
Beds
1.5
Baths
1,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$247K
$237K low$257K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$68,500 · Jun 26, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,711
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,569
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,100
HOUSING DEV AUTHORITY VIRGINIA · P · recorded May 20, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,100
HOUSING DEV AUTHORITY VIRGINIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,537 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,860

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyPORTSMOUTH CITY
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park View Elementary SchoolD
Elementary · Grades KG–6 · 0.6 mi
H
I. C. Norcom High SchoolD-
High · Grades 9–12 · 0.6 mi
M
Churchland Middle SchoolD+
Middle · Grades 7–8 · 5.1 mi

District: Portsmouth City Public Schools

Neighborhood · ZIP 23704These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,409 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,674
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

705 Rutter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Westbury
  • Costs more per square foot than 97% of homes in Westbury
  • Smaller than 85% of homes in Westbury
  • Has a smaller lot than 95% of homes in Portsmouth city County
  • Newer than 92% of homes in Portsmouth city County

What homes are worth in Portsmouth 23704

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$467K

This home is worth more than 50% of homes in Portsmouth 23704.

How it measures up in Portsmouth 23704

The dot is this home. The mark in the middle is the typical home in Portsmouth 23704.

Estimated value$246,911
CheaperTypical $246,774Pricier

Pricier than 50% of homes nearby

Price per ft²$205
CheaperTypical $172Pricier

Pricier than 87% of homes nearby

Living area1,202 ft²
SmallerTypical 1,471 ft²Bigger

Bigger than 32% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.12 acBigger

Bigger than 13% of homes nearby

Year built2005
OlderTypical 1947Newer

Newer than 87% of homes nearby

How 705 Rutter St ranks against every home in each area.
MeasureThis homeWestburyPortsmouth 23704Portsmouth city County
Estimated valuepricier than$246,91118% of homes50% of homes35% of homes
Price per ft²pricier than$20597% of homes87% of homes66% of homes
Living areabigger than1,202 ft²15% of homes32% of homes29% of homes
Lot sizebigger than3,049 ft²24% of homes13% of homes5% of homes
Year builtnewer than200526% of homes87% of homes92% of homes

About 705 Rutter St

How much is 705 Rutter St, Portsmouth, VA worth?

The TopHap Estimate for 705 Rutter St, Portsmouth, VA is $246,911 as of Jul 14, 2026. The likely range is $236,977 to $256,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 705 Rutter St, Portsmouth, VA last sell?

705 Rutter St, Portsmouth, VA last sold on Jun 26, 2006 for $68,500, according to the county's recorded deed.

How big is 705 Rutter St, Portsmouth, VA?

705 Rutter St, Portsmouth, VA has 2 bedrooms, 1.5 bathrooms, 1,202 square feet of living space and a 0.07-acre lot.

When was 705 Rutter St, Portsmouth, VA built?

705 Rutter St, Portsmouth, VA was built in 2005, making it 21 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 705 Rutter St, Portsmouth, VA?

705 Rutter St, Portsmouth, VA is assigned to Park View Elementary School (elementary), rated D; I. C. Norcom High School (high), rated D-; Churchland Middle School (middle), rated D+. All sit in Portsmouth City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 705 Rutter St, Portsmouth, VA compare to other homes in Portsmouth 23704?

Among the 6,176 homes in Portsmouth 23704, it is worth more than 50% of them ($246,911 against a typical $246,774), its price per square foot is higher than 87% of them ($205 against a typical $172), it is bigger than 32% of them (1,202 ft² against a typical 1,471 ft²), its lot is bigger than 13% of them (3,049 ft² against a typical 0.12 ac) and it is newer than 87% of them (2005 against a typical 1947). Measured against all of Portsmouth city County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 705 Rutter St, Portsmouth, VA?

The 2025 property tax bill for 705 Rutter St, Portsmouth, VA was $2,537. The county assessed it at $188,860.

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