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Multi-Family Dwellings (Generic, Any Combination)Residential
$288,855$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $245,000 on Jan 21, 2025

712 S RACE ST

URBANA, IL 61801
4
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$289K
$246K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Jan 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,105
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,084
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$183,750
MIDLAND STATES BANK · 7.62% 2 · recorded Jan 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,059 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,830 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,490

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyChampaign
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Leal Elementary SchoolC+
Elementary · Grades KG–5 · 0.2 mi
H
Urbana High SchoolD-
High · Grades 9–12 · 0.2 mi
M
Urbana Middle SchoolD
Middle · Grades 6–8 · 0.3 mi

District: Urbana School District 116

Neighborhood · ZIP 61801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.24,829
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,378 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,599
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,901
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 S Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Urbana 61801
  • Costs less per square foot than 81% of homes in Urbana 61801
  • Bigger than 97% of homes in Urbana 61801
  • Has a smaller lot than 73% of homes in Champaign County
  • Newer than 76% of homes in Urbana 61801

What homes are worth in Urbana 61801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$460K

This home is worth more than 82% of homes in Urbana 61801.

How it measures up in Urbana 61801

The dot is this home. The mark in the middle is the typical home in Urbana 61801.

Estimated value$288,855
CheaperTypical $198,900Pricier

Pricier than 82% of homes nearby

Price per ft²$125
CheaperTypical $164Pricier

Pricier than 19% of homes nearby

Living area2,304 ft²
SmallerTypical 1,172 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.16 ac
SmallerTypical 0.15 acBigger

Bigger than 54% of homes nearby

Year built1963
OlderTypical 1952Newer

Newer than 76% of homes nearby

How 712 S Race St ranks against every home in each area.
MeasureThis homeUrbana 61801Champaign County
Estimated valuepricier than$288,85582% of homes67% of homes
Price per ft²pricier than$12519% of homes22% of homes
Living areabigger than2,304 ft²97% of homes96% of homes
Lot sizebigger than0.16 ac54% of homes27% of homes
Year builtnewer than196376% of homes50% of homes

About 712 S Race St

How much is 712 S Race St, Urbana, IL worth?

The TopHap Estimate for 712 S Race St, Urbana, IL is $288,855 as of Jun 23, 2026. The likely range is $245,526 to $332,183. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 712 S Race St, Urbana, IL last sell?

712 S Race St, Urbana, IL last sold on Jan 21, 2025 for $245,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 712 S Race St, Urbana, IL?

712 S Race St, Urbana, IL has 4 bathrooms, 2,304 square feet of living space and a 0.16-acre lot.

When was 712 S Race St, Urbana, IL built?

712 S Race St, Urbana, IL was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 712 S Race St, Urbana, IL?

712 S Race St, Urbana, IL is assigned to Leal Elementary School (elementary), rated C+; Urbana High School (high), rated D-; Urbana Middle School (middle), rated D. All sit in Urbana School District 116. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 712 S Race St, Urbana, IL compare to other homes in Urbana 61801?

Among the 5,978 homes in Urbana 61801, it is worth more than 82% of them ($288,855 against a typical $198,900), its price per square foot is higher than 19% of them ($125 against a typical $164), it is bigger than 97% of them (2,304 ft² against a typical 1,172 ft²), its lot is bigger than 54% of them (0.16 ac against a typical 0.15 ac) and it is newer than 76% of them (1963 against a typical 1952). Measured against all of Champaign County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 712 S Race St, Urbana, IL?

The 2024 property tax bill for 712 S Race St, Urbana, IL was $9,059. The county assessed it at $87,830.

More homes on S Race St

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Assigned schools

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