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Single Family ResidenceResidential
$149,307$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

728 RITTER ST

READING, PA 19601
4
Beds
1
Baths
1,231 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$149K
$135K low$164K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,450
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,760
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,857
BEAL BANK SSB · R · recorded Apr 17, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$961 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerks
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northwest Middle SchoolD
Middle · Grades 5–8 · 0.3 mi
E
Northwest Area Elementary SchoolD
Elementary · Grades PK–4 · 0.4 mi
H
Reading Senior High SchoolD-
High · Grades 9–12 · 1.5 mi

District: Reading School District

Neighborhood · ZIP 19601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.128
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.34,948
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,822 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,188
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,532
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 Ritter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Berks County
  • Costs less per square foot than 89% of homes in Berks County
  • Smaller than 80% of homes in Queen Anne Historic District
  • Has a smaller lot than 91% of homes in Berks County
  • Older than 82% of homes in Berks County

What homes are worth in Reading 19601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$406K

This home is worth more than 36% of homes in Reading 19601.

How it measures up in Reading 19601

The dot is this home. The mark in the middle is the typical home in Reading 19601.

Estimated value$149,307
CheaperTypical $167,897Pricier

Pricier than 36% of homes nearby

Price per ft²$121
CheaperTypical $107Pricier

Pricier than 67% of homes nearby

Living area1,231 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 22% of homes nearby

Lot size1,307 ft²
SmallerTypical 1,742 ft²Bigger

Bigger than 33% of homes nearby

Year built1905
OlderTypical 1900Newer

Newer than 60% of homes nearby

How 728 Ritter St ranks against every home in each area.
MeasureThis homeQueen Anne Historic DistrictReading 19601Berks County
Estimated valuepricier than$149,30740% of homes36% of homes7% of homes
Price per ft²pricier than$12182% of homes67% of homes11% of homes
Living areabigger than1,231 ft²20% of homes22% of homes24% of homes
Lot sizebigger than1,307 ft²28% of homes33% of homes9% of homes
Year builtnewer than190579% of homes60% of homes18% of homes

About 728 Ritter St

How much is 728 Ritter St, Reading, PA worth?

The TopHap Estimate for 728 Ritter St, Reading, PA is $149,307 as of Jul 14, 2026. The likely range is $134,925 to $163,689. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 Ritter St, Reading, PA last sell?

728 Ritter St, Reading, PA last sold on Jan 27, 1997, according to the county's recorded deed.

How big is 728 Ritter St, Reading, PA?

728 Ritter St, Reading, PA has 4 bedrooms, 1 bathrooms, 1,231 square feet of living space and a 0.03-acre lot.

When was 728 Ritter St, Reading, PA built?

728 Ritter St, Reading, PA was built in 1905, making it 121 years old. The building has 2 stories.

What schools serve 728 Ritter St, Reading, PA?

728 Ritter St, Reading, PA is assigned to Northwest Middle School (middle), rated D; Northwest Area Elementary School (elementary), rated D; Reading Senior High School (high), rated D-. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 Ritter St, Reading, PA compare to other homes in Reading 19601?

Among the 7,632 homes in Reading 19601, it is worth more than 36% of them ($149,307 against a typical $167,897), its price per square foot is higher than 67% of them ($121 against a typical $107), it is bigger than 22% of them (1,231 ft² against a typical 1,622 ft²), its lot is bigger than 33% of them (1,307 ft² against a typical 1,742 ft²) and it is newer than 60% of them (1905 against a typical 1900). Measured against all of Berks County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 Ritter St, Reading, PA?

The 2025 property tax bill for 728 Ritter St, Reading, PA was $961. The county assessed it at $35,400.

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Assigned schools

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