Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$937,541$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $850,000 on May 20, 2026

740 RIDGE TRL

FINCASTLE, VA 24090
3
Beds
3
Baths
2,681 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.74 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$938K
$881K low$994K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$850,000 · May 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,541
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,033
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$865,000
Null Placeholder · 6.77% 1 · recorded May 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$696,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$579,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$696,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$696,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBOTETOURT
Lot (acres)The size of the land the home sits on, from county records.6.74
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 629 ft²Patio · 629 ft²Porch · 604 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breckinridge Elementary SchoolA-
Elementary · Grades PK–5 · 3.1 mi
M
Central Academy Middle SchoolA+
Middle · Grades 6–8 · 3.7 mi
H
James River High SchoolB+
High · Grades 9–12 · 11.7 mi

District: Botetourt County Public Schools

Neighborhood · ZIP 24090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,494
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

740 Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Botetourt County
  • Costs more per square foot than 97% of homes in Botetourt County
  • Bigger than 87% of homes in Botetourt County
  • Has a bigger lot than 84% of homes in Botetourt County
  • Newer than 82% of homes in Botetourt County

What homes are worth in Fincastle 24090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$1M

This home is worth more than 97% of homes in Fincastle 24090.

How it measures up in Fincastle 24090

The dot is this home. The mark in the middle is the typical home in Fincastle 24090.

Estimated value$937,541
CheaperTypical $393,125Pricier

Pricier than 97% of homes nearby

Price per ft²$350
CheaperTypical $219Pricier

Pricier than 94% of homes nearby

Living area2,681 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 83% of homes nearby

Lot size6.74 ac
SmallerTypical 2.82 acBigger

Bigger than 71% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 78% of homes nearby

How 740 Ridge Trl ranks against every home in each area.
MeasureThis homeFincastle 24090Botetourt County
Estimated valuepricier than$937,54197% of homesalmost all homes
Price per ft²pricier than$35094% of homes97% of homes
Living areabigger than2,681 ft²83% of homes87% of homes
Lot sizebigger than6.74 ac71% of homes84% of homes
Year builtnewer than200378% of homes82% of homes

About 740 Ridge Trl

How much is 740 Ridge Trl, Fincastle, VA worth?

The TopHap Estimate for 740 Ridge Trl, Fincastle, VA is $937,541 as of Jul 14, 2026. The likely range is $880,800 to $994,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 740 Ridge Trl, Fincastle, VA last sell?

740 Ridge Trl, Fincastle, VA last sold on May 20, 2026 for $850,000, according to the county's recorded deed.

How big is 740 Ridge Trl, Fincastle, VA?

740 Ridge Trl, Fincastle, VA has 3 bedrooms, 3 bathrooms, 2,681 square feet of living space and a 6.74-acre lot.

When was 740 Ridge Trl, Fincastle, VA built?

740 Ridge Trl, Fincastle, VA was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 740 Ridge Trl, Fincastle, VA?

740 Ridge Trl, Fincastle, VA is assigned to Breckinridge Elementary School (elementary), rated A-; Central Academy Middle School (middle), rated A+; James River High School (high), rated B+. All sit in Botetourt County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 740 Ridge Trl, Fincastle, VA compare to other homes in Fincastle 24090?

Among the 2,036 homes in Fincastle 24090, it is worth more than 97% of them ($937,541 against a typical $393,125), its price per square foot is higher than 94% of them ($350 against a typical $219), it is bigger than 83% of them (2,681 ft² against a typical 1,784 ft²), its lot is bigger than 71% of them (6.74 ac against a typical 2.82 ac) and it is newer than 78% of them (2003 against a typical 1985). Measured against all of Botetourt County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 740 Ridge Trl, Fincastle, VA?

The 2025 property tax bill for 740 Ridge Trl, Fincastle, VA was $4,875. The county assessed it at $696,400.

More homes on Ridge Trl

Closest homes

More homes in Fincastle 24090

Assigned schools

Explore the area

See this home in context

Open 740 Ridge Trlon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map