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TownhouseResidential
$639,703$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $520,000 on Sep 18, 2020

7881 RIVER ROCK WAY

COLUMBIA, MD 21044
2.5
Baths
2,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$640K
$607K low$672K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,000 · Sep 18, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,303
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,242
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$504,400
CALIBER HOME LOANS INC · recorded Sep 18, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,434 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$558,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$205,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$353,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$531,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$558,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Atholton High SchoolA
High · Grades 9–12 · 0.7 mi
E
Clemens Crossing Elementary SchoolA
Elementary · Grades KG–5 · 1.2 mi
M
Wilde Lake Middle SchoolA-
Middle · Grades 6–8 · 2.3 mi

District: Howard County Public Schools

Neighborhood · ZIP 21044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.44,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,688 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,288
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,553
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7881 River Rock Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Howard County
  • Bigger than 81% of homes in Columbia 21044
  • Has a smaller lot than 88% of homes in Columbia 21044
  • Newer than 97% of homes in Columbia 21044

What homes are worth in Columbia 21044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1.2M

This home is worth more than 62% of homes in Columbia 21044.

How it measures up in Columbia 21044

The dot is this home. The mark in the middle is the typical home in Columbia 21044.

Estimated value$639,703
CheaperTypical $546,724Pricier

Pricier than 62% of homes nearby

Price per ft²$245
CheaperTypical $292Pricier

Pricier than 21% of homes nearby

Living area2,612 ft²
SmallerTypical 1,830 ft²Bigger

Bigger than 81% of homes nearby

Lot size1,920 ft²
SmallerTypical 0.31 acBigger

Bigger than 12% of homes nearby

Year built2014
OlderTypical 1983Newer

Newer than 97% of homes nearby

How 7881 River Rock Way ranks against every home in each area.
MeasureThis homeColumbia 21044Howard County
Estimated valuepricier than$639,70362% of homes51% of homes
Price per ft²pricier than$24521% of homes11% of homes
Living areabigger than2,612 ft²81% of homes72% of homes
Lot sizebigger than1,920 ft²12% of homes12% of homes
Year builtnewer than201497% of homes91% of homes

About 7881 River Rock Way

How much is 7881 River Rock Way, Columbia, MD worth?

The TopHap Estimate for 7881 River Rock Way, Columbia, MD is $639,703 as of Jul 14, 2026. The likely range is $607,475 to $671,931. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7881 River Rock Way, Columbia, MD last sell?

7881 River Rock Way, Columbia, MD last sold on Sep 18, 2020 for $520,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7881 River Rock Way, Columbia, MD?

7881 River Rock Way, Columbia, MD has 2.5 bathrooms, 2,612 square feet of living space and a 0.04-acre lot.

When was 7881 River Rock Way, Columbia, MD built?

7881 River Rock Way, Columbia, MD was built in 2014, making it 12 years old. It is a townhouse home. The building has 3 stories.

What schools serve 7881 River Rock Way, Columbia, MD?

7881 River Rock Way, Columbia, MD is assigned to Atholton High School (high), rated A; Clemens Crossing Elementary School (elementary), rated A; Wilde Lake Middle School (middle), rated A-. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7881 River Rock Way, Columbia, MD compare to other homes in Columbia 21044?

Among the 12,933 homes in Columbia 21044, it is worth more than 62% of them ($639,703 against a typical $546,724), its price per square foot is higher than 21% of them ($245 against a typical $292), it is bigger than 81% of them (2,612 ft² against a typical 1,830 ft²), its lot is bigger than 12% of them (1,920 ft² against a typical 0.31 ac) and it is newer than 97% of them (2014 against a typical 1983). Measured against all of Howard County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7881 River Rock Way, Columbia, MD?

The 2025 property tax bill for 7881 River Rock Way, Columbia, MD was $8,434. The county assessed it at $558,800.

More homes on River Rock Way

Closest homes

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Assigned schools

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