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Single Family ResidenceResidential
$488,385$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $333,000 on Jul 1, 2008

8020 CIPHER ROW

JESSUP, MD 20794
2.5
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$488K
$469K low$507K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$333,000 · Jul 1, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,888
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,710
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$312,497
1ST MARINER BANK · R · recorded Dec 5, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,628 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$371,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$371,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Patuxent Middle SchoolB-
Middle · Grades 6–8 · 0.3 mi
E
Bollman Bridge Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
H
Guilford Park High SchoolB-
High · Grades 9–12 · 1.1 mi

District: Howard County Public Schools

Neighborhood · ZIP 20794These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.21,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,033 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,643
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8020 Cipher Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Howard County
  • Costs less per square foot than 70% of homes in Howard County
  • Has a smaller lot than 73% of homes in Howard County
  • Older than 76% of homes in Jessup 20794

What homes are worth in Jessup 20794

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$866K

This home is worth more than 53% of homes in Jessup 20794.

How it measures up in Jessup 20794

The dot is this home. The mark in the middle is the typical home in Jessup 20794.

Estimated value$488,385
CheaperTypical $478,990Pricier

Pricier than 53% of homes nearby

Price per ft²$281
CheaperTypical $294Pricier

Pricier than 39% of homes nearby

Living area1,736 ft²
SmallerTypical 1,651 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.16 ac
SmallerTypical 0.19 acBigger

Bigger than 40% of homes nearby

Year built1982
OlderTypical 1988Newer

Newer than 24% of homes nearby

How 8020 Cipher Row ranks against every home in each area.
MeasureThis homeJessup 20794Howard County
Estimated valuepricier than$488,38553% of homes29% of homes
Price per ft²pricier than$28139% of homes30% of homes
Living areabigger than1,736 ft²53% of homes38% of homes
Lot sizebigger than0.16 ac40% of homes27% of homes
Year builtnewer than198224% of homes33% of homes

About 8020 Cipher Row

How much is 8020 Cipher Row, Jessup, MD worth?

The TopHap Estimate for 8020 Cipher Row, Jessup, MD is $488,385 as of Jul 14, 2026. The likely range is $469,470 to $507,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8020 Cipher Row, Jessup, MD last sell?

8020 Cipher Row, Jessup, MD last sold on Jul 1, 2008 for $333,000, according to the county's recorded deed.

How big is 8020 Cipher Row, Jessup, MD?

8020 Cipher Row, Jessup, MD has 2.5 bathrooms, 1,736 square feet of living space and a 0.16-acre lot.

When was 8020 Cipher Row, Jessup, MD built?

8020 Cipher Row, Jessup, MD was built in 1982, making it 44 years old. It is a split level home. The building has 2 stories.

What schools serve 8020 Cipher Row, Jessup, MD?

8020 Cipher Row, Jessup, MD is assigned to Patuxent Middle School (middle), rated B-; Bollman Bridge Elementary School (elementary), rated C; Guilford Park High School (high), rated B-. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8020 Cipher Row, Jessup, MD compare to other homes in Jessup 20794?

Among the 2,773 homes in Jessup 20794, it is worth more than 53% of them ($488,385 against a typical $478,990), its price per square foot is higher than 39% of them ($281 against a typical $294), it is bigger than 53% of them (1,736 ft² against a typical 1,651 ft²), its lot is bigger than 40% of them (0.16 ac against a typical 0.19 ac) and it is newer than 24% of them (1982 against a typical 1988). Measured against all of Howard County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8020 Cipher Row, Jessup, MD?

The 2025 property tax bill for 8020 Cipher Row, Jessup, MD was $5,628. The county assessed it at $371,100.

More homes on Cipher Row

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Assigned schools

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