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Single Family ResidenceResidential
$328,452$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

84 JAMES RATCLIFF RD

JAYESS, MS 39641
2
Baths
1,713 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
38.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$328K
$303K low$354K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,094
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,675
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,358
TRUSTMARK NATIONAL BANK · recorded Apr 22, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,949 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,949
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.113 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalthall
Lot (acres)The size of the land the home sits on, from county records.38.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 180 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
SalemB-
Elementary · Grades KG–12 · 5.9 mi

District: Walthall County School District

Neighborhood · ZIP 39641These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,108
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,219
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

84 James Ratcliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Walthall County
  • Costs more per square foot than 95% of homes in Walthall County
  • Has a bigger lot than 91% of homes in Walthall County
  • Older than 89% of homes in Jayess 39641

What homes are worth in Jayess 39641

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$561K

This home is worth more than 87% of homes in Jayess 39641.

How it measures up in Jayess 39641

The dot is this home. The mark in the middle is the typical home in Jayess 39641.

Estimated value$328,452
CheaperTypical $179,788Pricier

Pricier than 87% of homes nearby

Price per ft²$192
CheaperTypical $109Pricier

Pricier than 90% of homes nearby

Living area1,713 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 59% of homes nearby

Lot size38.3 ac
SmallerTypical 3.77 acBigger

Bigger than 89% of homes nearby

Year built1958
OlderTypical 1984Newer

Newer than 11% of homes nearby

How 84 James Ratcliff Rd ranks against every home in each area.
MeasureThis homeJayess 39641Walthall County
Estimated valuepricier than$328,45287% of homes91% of homes
Price per ft²pricier than$19290% of homes95% of homes
Living areabigger than1,713 ft²59% of homes51% of homes
Lot sizebigger than38.3 ac89% of homes91% of homes
Year builtnewer than195811% of homes18% of homes

About 84 James Ratcliff Rd

How much is 84 James Ratcliff Rd, Jayess, MS worth?

The TopHap Estimate for 84 James Ratcliff Rd, Jayess, MS is $328,452 as of Jul 14, 2026. The likely range is $303,134 to $353,770. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 84 James Ratcliff Rd, Jayess, MS?

84 James Ratcliff Rd, Jayess, MS has 2 bathrooms, 1,713 square feet of living space and a 38.30-acre lot.

When was 84 James Ratcliff Rd, Jayess, MS built?

84 James Ratcliff Rd, Jayess, MS was built in 1958, making it 68 years old.

What schools serve 84 James Ratcliff Rd, Jayess, MS?

84 James Ratcliff Rd, Jayess, MS is assigned to Salem (elementary), rated B-. All sit in Walthall County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 84 James Ratcliff Rd, Jayess, MS compare to other homes in Jayess 39641?

Among the 2,009 homes in Jayess 39641, it is worth more than 87% of them ($328,452 against a typical $179,788), its price per square foot is higher than 90% of them ($192 against a typical $109), it is bigger than 59% of them (1,713 ft² against a typical 1,568 ft²), its lot is bigger than 89% of them (38.3 ac against a typical 3.77 ac) and it is newer than 11% of them (1958 against a typical 1984). Measured against all of Walthall County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 84 James Ratcliff Rd, Jayess, MS?

The 2024 property tax bill for 84 James Ratcliff Rd, Jayess, MS was $15. The county assessed it at $7,949.

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