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Single Family ResidentialResidential
$553,124$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

849 FOSSIL RIDGE LN

BILLINGS, MO 65610
0
Baths
2,739 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$553K
$515K low$591K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$428,124
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$342,499
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
GORMAN & GORMAN RESIDENTIAL MTG SVC · recorded Feb 15, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
COMMERCE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,720 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,470 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyStone
Lot (acres)The size of the land the home sits on, from county records.11.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clever Elementary SchoolB+
Elementary · Grades PK–8 · 3.1 mi
H
Clever High SchoolB+
High · Grades 9–12 · 3.8 mi

District: Clever R-V School District

Neighborhood · ZIP 65610These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.170
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,577
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,269
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,580
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

849 Fossil Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Billings 65610
  • Costs more per square foot than 65% of homes in Billings 65610
  • Bigger than 80% of homes in Billings 65610
  • Has a bigger lot than 83% of homes in Stone County
  • Newer than 67% of homes in Stone County

What homes are worth in Billings 65610

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$953K

This home is worth more than 83% of homes in Billings 65610.

How it measures up in Billings 65610

The dot is this home. The mark in the middle is the typical home in Billings 65610.

Estimated value$553,124
CheaperTypical $387,679Pricier

Pricier than 83% of homes nearby

Price per ft²$202
CheaperTypical $174Pricier

Pricier than 65% of homes nearby

Living area2,739 ft²
SmallerTypical 1,871 ft²Bigger

Bigger than 80% of homes nearby

Lot size11.17 ac
SmallerTypical 3.77 acBigger

Bigger than 79% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 66% of homes nearby

How 849 Fossil Ridge Ln ranks against every home in each area.
MeasureThis homeBillings 65610Stone County
Estimated valuepricier than$553,12483% of homes78% of homes
Price per ft²pricier than$20265% of homes51% of homes
Living areabigger than2,739 ft²80% of homes78% of homes
Lot sizebigger than11.17 ac79% of homes83% of homes
Year builtnewer than199966% of homes67% of homes

About 849 Fossil Ridge Ln

How much is 849 Fossil Ridge Ln, Billings, MO worth?

The TopHap Estimate for 849 Fossil Ridge Ln, Billings, MO is $553,124 as of Jul 14, 2026. The likely range is $515,337 to $590,911. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 849 Fossil Ridge Ln, Billings, MO last sell?

849 Fossil Ridge Ln, Billings, MO last sold on Feb 15, 2008, according to the county's recorded deed.

How big is 849 Fossil Ridge Ln, Billings, MO?

849 Fossil Ridge Ln, Billings, MO has 2,739 square feet of living space and a 11.17-acre lot.

When was 849 Fossil Ridge Ln, Billings, MO built?

849 Fossil Ridge Ln, Billings, MO was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 849 Fossil Ridge Ln, Billings, MO?

849 Fossil Ridge Ln, Billings, MO is assigned to Clever Elementary School (elementary), rated B+; Clever High School (high), rated B+. All sit in Clever R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 849 Fossil Ridge Ln, Billings, MO compare to other homes in Billings 65610?

Among the 2,292 homes in Billings 65610, it is worth more than 83% of them ($553,124 against a typical $387,679), its price per square foot is higher than 65% of them ($202 against a typical $174), it is bigger than 80% of them (2,739 ft² against a typical 1,871 ft²), its lot is bigger than 79% of them (11.17 ac against a typical 3.77 ac) and it is newer than 66% of them (1999 against a typical 1990). Measured against all of Stone County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 849 Fossil Ridge Ln, Billings, MO?

The 2025 property tax bill for 849 Fossil Ridge Ln, Billings, MO was $1,720. The county assessed it at $31,470.

More homes on Fossil Ridge Ln

Closest homes

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Assigned schools

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