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Rural ResidenceResidential
$510,340$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

85 RIVER RD

CLEVELAND, GA 30528
3
Beds
3
Baths
1,888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$510K
$477K low$544K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$392,340
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$313,872
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$118,000
HOMESTAR FIN'L · recorded Jul 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,680 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,732
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,528
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$473,150

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWhite
Lot (acres)The size of the land the home sits on, from county records.6.70
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²Porch · 752 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mossy Creek Elementary SchoolB+
Elementary · Grades KG–5 · 6.5 mi
M
White County Middle SchoolB-
Middle · Grades 6–8 · 7.6 mi
H
White County High SchoolA-
High · Grades 10–12 · 9.2 mi

District: White County School District

Neighborhood · ZIP 30528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,630
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,136
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Cleveland 30528
  • Costs more per square foot than 83% of homes in Cleveland 30528
  • Bigger than 71% of homes in Cleveland 30528
  • Has a bigger lot than 83% of homes in Cleveland 30528
  • Newer than 87% of homes in White County

What homes are worth in Cleveland 30528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$901K

This home is worth more than 84% of homes in Cleveland 30528.

How it measures up in Cleveland 30528

The dot is this home. The mark in the middle is the typical home in Cleveland 30528.

Estimated value$510,340
CheaperTypical $331,585Pricier

Pricier than 84% of homes nearby

Price per ft²$270
CheaperTypical $209Pricier

Pricier than 83% of homes nearby

Living area1,888 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 71% of homes nearby

Lot size6.7 ac
SmallerTypical 2 acBigger

Bigger than 83% of homes nearby

Year built2009
OlderTypical 1996Newer

Newer than 86% of homes nearby

How 85 River Rd ranks against every home in each area.
MeasureThis homeCleveland 30528White County
Estimated valuepricier than$510,34084% of homes82% of homes
Price per ft²pricier than$27083% of homes81% of homes
Living areabigger than1,888 ft²71% of homes70% of homes
Lot sizebigger than6.7 ac83% of homes83% of homes
Year builtnewer than200986% of homes87% of homes

About 85 River Rd

How much is 85 River Rd, Cleveland, GA worth?

The TopHap Estimate for 85 River Rd, Cleveland, GA is $510,340 as of Jul 14, 2026. The likely range is $476,787 to $543,893. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 River Rd, Cleveland, GA last sell?

85 River Rd, Cleveland, GA last sold on Dec 14, 2018, according to the county's recorded deed.

How big is 85 River Rd, Cleveland, GA?

85 River Rd, Cleveland, GA has 3 bedrooms, 3 bathrooms, 1,888 square feet of living space and a 6.70-acre lot.

When was 85 River Rd, Cleveland, GA built?

85 River Rd, Cleveland, GA was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve 85 River Rd, Cleveland, GA?

85 River Rd, Cleveland, GA is assigned to Mossy Creek Elementary School (elementary), rated B+; White County Middle School (middle), rated B-; White County High School (high), rated A-. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 River Rd, Cleveland, GA compare to other homes in Cleveland 30528?

Among the 11,058 homes in Cleveland 30528, it is worth more than 84% of them ($510,340 against a typical $331,585), its price per square foot is higher than 83% of them ($270 against a typical $209), it is bigger than 71% of them (1,888 ft² against a typical 1,530 ft²), its lot is bigger than 83% of them (6.7 ac against a typical 2 ac) and it is newer than 86% of them (2009 against a typical 1996). Measured against all of White County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 River Rd, Cleveland, GA?

The 2024 property tax bill for 85 River Rd, Cleveland, GA was $2,680. The county assessed it at $189,260.

More homes on River Rd

Closest homes

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Assigned schools

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See this home in context

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